98 S Main St, Suffield, CT 06078 Property Records

Suffield Town property record for 98 S Main St, Suffield, CT 06078

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,766 sqft · built 1856
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on File
Tax Bill$9,260 (2025)
Deeds & MortgagesMay 2025 Mortgage
Oct 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNR44567

Property Details

APN / Parcel Number

Primary APNR44567
Alternative APN
  • SUFF M:0044H B:00047 L:00221

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area3,766 sqft Living Area
Gross Area7,267 sqft
Basement Area1,583 sqft
Unfinished Basement1,583 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1856
Effective Year BuiltEffective 1992
Architectural StyleHistorical
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic

Location & Zoning

Account NumberR44567
Street Address98 S MAIN ST
CitySUFFIELD
StateCT
Zip06078-2239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR25
Legal Block47
Legal Lot Number221
JurisdictionSUFFIELD CT
Township / Civil DivisionSUFFIELD
Census Block Group1
Census Block1010
Census Tract477104

Owner

Source: Suffield Town records · APN R44567

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address98 S MAIN ST, SUFFIELD, CT 06078-2239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2025Deed of Trust, Mortgage
MANCHESTER MUN FCU
Oct 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PEOPLESBANK (HOLYOKE MA)
Jun 08, 2017Deed of Trust, Mortgage
FIRST NATL BANK SUFFIELD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANCHESTER CT
Property Address98 S MAIN ST, SUFFIELD, CT 06078-2239
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004764-628
DateMay 29, 2025
Book Page4764/628
Instrument6907010006
Lender
NameMANCHESTER MUN FCU
Agreement
AmountAmount Recorded
Term61 Months
DueJun 01, 2030

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFIELD CT
Property Address98 S MAIN ST, SUFFIELD, CT 06078-2239
Transaction TypeMortgage
Record UpdatedOct 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number566-78
DateOct 14, 2021
Book Page566/78
Instrument2347830017
Lender
NamePEOPLESBANK (HOLYOKE MA)
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueNov 01, 2041

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFIELD CT
Property Address98 S MAIN ST, SUFFIELD, CT 06078-2239
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number519-993
DateJun 08, 2017
Book Page519/993
Instrument1687540007
Lender
NameFIRST NATL BANK SUFFIELD
TypeBank
Agreement
AmountAmount Recorded
Term60 Months
DueJun 01, 2022

Tax Assessment & Valuation

Source: Suffield Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionSuffield Town
Unified School DistrictSuffield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,260.00$395,570 (+32.59%) Land $76,160 Building $319,410$276,899 Land $53,312 Building $223,587
2024$9,260.00 (+8.48%)
2023$8,536.00$298,340 (-) Land $75,880 Building $222,460
2022$8,536.00$298,340 Land $75,880 Building $222,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 29, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Suffield Historic District
listed 1979 · 144 contributing resources · NRIS 79003750

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 89 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCTWC - NORTHERN REG-WESTERN SYSTEM
private · serves 101,313 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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