98 S Grayson St, Sparta, NC 28675 Property Records

Alleghany County property record for 98 S Grayson St, Sparta, NC 28675

Property Summary

Property Type	Bank, Financial Building
Details	3,492 sqft · built 2000
Lot Size	0.61 acres (26,572 sqft)
Owner	Company Name on File
Tax Bill	$3,689 (2025)
Flood Zone	Zone X (minimal risk)
APN	`3070791493`

Property Details

APN / Parcel Number

Primary APN	`3070791493`
Alternative APN	`6094`

Interior

Building Area	3,492 sqft Heated Area
1st Floor Area	4,444 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Combination
Lot Area	26,572 sqft (0.61 acres)
Canopy	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	6094
Street Address	98 S GRAYSON ST
City	SPARTA
State	NC
Zip	28675-9427
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	TOWN
Legal Description	RM GRAYSON NATIONAL BANK SITUATED ON 2 PARCELS 3070-79-1493 AND 3070-79-2354 MANAGER: GREG BARE 372-2811
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	2
Census Block	2024
Census Tract	950200

Owner

Source: Alleghany County assessment roll, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 186, INDEPENDENCE, VA 24348-0186
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Municipality	Sparta Town
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$588,500 (-) Land $59,800 Building $528,700	$588,500 (-) Land $59,800 Building $528,700
2025	$3,689.00
2023		$588,500 Land $59,800 Building $528,700	$588,500 Land $59,800 Building $528,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPARTA serves 1,900 people · EPA ID NC0103010
Water Source	Purchased surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	2.05 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	2,000 / 2,000