98 S Acton Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 98 S Acton Rd, Stow, MA 01775

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,140 sqft · built 1974
Lot Size0.92 acres (40,075 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Sep 1999)
Tax Bill$9,149 (2026)
Deeds & MortgagesNov 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APNR-21 0042-2

Property Details

APN / Parcel Number

Primary APNR-21 0042-2
Alternative APNs
  • STOW M:000R-21 P:042-2
  • M:000R=21 P:042 =2

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,140 sqft Living Area
Gross Area2,598 sqft
1st Floor Area1,056 sqft
Basement Area1,056 sqft
Unfinished Basement1,056 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area40,075 sqft (0.92 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account NumberR-21 0042-2
Street Address98 S ACTON RD
CitySTOW
StateMA
Zip01775-2132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
JurisdictionSTOW MA
Township / Civil DivisionSTOW
Census Block Group1
Census Block1003
Census Tract323102

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address98 S ACTON RD, STOW, MA 01775-2132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 1999 · Amount on Record
Deed SaleSep 20, 1999 · Amount on Record
Prior SaleMay 22, 1991 · Amount on Record
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTOW MA
Property Address98 S ACTON RD, STOW, MA 01775-2132
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number084832-106
DateNov 4, 2025
Book Page84832/106
Instrument134629
Lender
NameBOSTON FIREFIGHTERS CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionStow Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,149.00 (+11.46%)$512,000 (+8.66%) Land $335,600 Building $176,400$557,648 (+10.3%)
2025$8,208.00 (-3.63%)$471,200 (-6.12%) Land $319,600 Building $151,600$505,590
2024$8,517.00 (+4.01%)$501,900 (+11.11%) Land $308,200 Building $193,700
2023$8,189.00$451,700 Land $294,200 Building $157,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on S Acton Rd

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