Suffolk County and Brookhaven Town property record for 98 Rustic Rd, Port Jefferson, NY 11777
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $697,000 (Dec 2022) |
| Tax Bill | $14,617 (2023) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 472213 20.-1-11 |
| Primary APN | 472213 20.-1-11 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,019 sqft (0.23 acres) |
|---|---|
| View / Lot | Lake Front |
| Account Number | 118910 |
|---|---|
| Old Parcel Number | 472213 20.-1-11. |
| Street Address | 98 RUSTIC RD |
| City | PORT JEFFERSON |
| State | NY |
| Zip | 11777-2068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MAP BELLE TERRACE SECTION A |
| Legal Block | 1 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BROOKHAVEN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 158206 |
98 Rustic Rd is owned and occupied by two individuals who bought it in December 2022.
Source: Suffolk County and Brookhaven Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 RUSTIC RD, PORT JEFFERSON, NY 11777-2068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2022 | Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Mar 12, 2019 | Grant Deed, Transfer · Conventional with PMI CROSSCOUNTRY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2022 · Amount on File |
| Deed Sale | Dec 15, 2022 · Amount on File |
| Prior Sale | Dec 12, 1995 · Amount on File |
| Deed Book / Page | 13182 / 65 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Dec 15, 2022 |
| Property Address | 98 RUSTIC RD, PORT JEFFERSON, NY 11777-2068 |
| Document Number | 0131820065 |
| Book / Page | 13182 / 65 |
| Instrument Date | Sep 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | WESTCORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 BARRENS ST, SHOREHAM, NY 11786-2012 |
| Document Number | 0023468258 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 23468/258 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Mar 12, 2019 |
| Property Address | 98 RUSTIC RD, PORT JEFFERSON, NY 11777-2068 |
| Document Number | 0130030998 |
| Book / Page | 013003 / 000998 |
| Instrument Date | Feb 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,268.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 TIMOTHYCT COMMACK NY 11725, COMMACK, NY 11725 |
| Document Number | 230100712 |
|---|---|
| Date | Mar 12, 2019 |
| Book Page | 023010/000712 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | 6850 MILLER RD, BRECKSVILLE, OH 44141-3222 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 11, 2049 |
Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Brookhaven Town |
| Municipality | Port Jefferson Village |
| Unified School District | Port Jefferson Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,750 Land $100 Building $4,650 | $989,583 | |
| 2023 | $14,617.00 | $4,750 (-) Land $100 Building $4,650 | $7,661 (+14.51%) Land $161 Building $7,500 |
| 2022 | $4,750 Land $100 Building $4,650 | $6,690 Land $141 Building $6,549 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 98 Rustic Rd in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 34 of 57 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Rustic Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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