98 Ruskin Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 98 Ruskin Dr, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,620 sqft · built 2019
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$412,200 (Nov 2021)
Tax Bill$6,967 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Aug 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN000713-1930

Property Details

APN / Parcel Number

Primary APN000713-1930

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,620 sqft Living Area
Gross Area2,080 sqft
1st Floor Area1,620 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address98 RUSKIN DR
CitySAINT JOHNS
StateFL
Zip32259-9163
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description91/23-30 RIVERTOWN PARCEL 23 PHASE 1 LOT 193 OR5430/710
Legal Range27E
Legal Township05S
Legal Section39
Legal SubdivisionRIVERTOWN PARCEL 23 PHASE 1
Legal Phase1
Legal Block1
Legal Lot Number193
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group1
Census Block1037
Census Tract20807

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address98 RUSKIN DR, SAINT JOHNS, FL 32259-9163
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Warranty Deed, Transfer · Conventional Mortgage
ABSOLUTE HOME MORTGAGE CORP
Aug 26, 2021Warranty Deed, Transfer
ZILLOW CLOSING SERVICES LLC
Apr 23, 2019Special Warranty Deed, Transfer · Conventional Mortgage
JAX FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2021 · Amount on Record
Deed SaleNov 29, 2021 · Amount on Record
Prior SaleAug 26, 2021 · Amount on Record
Deed Document Number2021128398
Deed Book / Page5430 / 710
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 29, 2021
Property Address98 RUSKIN DR, SAINT JOHNS, FL 32259-9163
Document Number0054300710
Book / Page5430 / 710
Map ReferenceMB 91 PG 23-30
Instrument DateNov 23, 2021
Instrument2021128398
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,885.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4343 N SCOTTSDALE RD STE 390, 4343, SCOTTSDALE, AZ 85251-3347

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 RUSKIN DR, SAINT JOHNS, FL 32259-9163

Mortgage

Document Number0005430712
DateNov 29, 2021
Instrument5430/712
Lender
NameABSOLUTE HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 26, 2021
Property Address98 RUSKIN DR, SAINT JOHNS, FL 32259-9163
Document Number0053521469
Book / Page5352 / 1469
Map ReferenceMB 91 PG 23-30
Instrument DateAug 25, 2021
Instrument2021094166
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyZILLOW CLOSING SERVICES LLC

Transaction

AmountAmount Recorded
Tax$2,746.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address98 RUSKIN DR, 98, SAINT JOHNS, FL 32259-9163

Transferred To (Grantee/Buyer)

NameVerified Name
Address4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
InvestorPossibly a Property Investor

April 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateApr 23, 2019
Property Address98 RUSKIN DR, SAINT JOHNS, FL 32259-9163
Document Number0047121758
Book / Page4712 / 1758
Map ReferenceMB 91 PG 23-30
Instrument DateApr 16, 2019
Instrument2019027524
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanySHEFFIELD & BOATRIGHT TTL SV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,856.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7800 BELFORT PKWY, 7800, JACKSONVILLE, FL 32256-6941

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 RUSKIN DR, SAINT JOHNS, FL 32259-9163

Mortgage

Document Number2019027525
DateApr 23, 2019
Instrument2019027525
Lender
NameJAX FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$346,649 (+1.18%) Land $90,000 Building $256,649$346,649 (+1.18%) Land $90,000 Building $256,649
2025$6,967.00 (-1.53%) Homeowner's exemption$342,617 (-7.13%)$342,617 (-7.13%) Land $95,000 Building $247,617
2024$7,075.00 (+1.81%)
2023$6,949.00 (+9.8%)$368,938 (+25.48%)$368,938 (+25.48%) Land $95,000 Building $273,938
2022$6,329.00$294,015$294,015 Land $78,400 Building $215,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 189 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies189 in force
Nearby Flood Claims4 (1997–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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