Nassau County and Hempstead Town property record for 98 Rose St, Freeport, NY 11520
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3 bd · 3 ba · 16,452 sqft · built 1900 |
| Lot Size | 0.847 acres (36,887 sqft) |
| Owner | Company Name on File |
| Last Sale | $3,300,000 (Jul 2011) |
| Tax Bill | $86,217 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 62-120-00-0008 |
| Primary APN | 62-120-00-0008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 36 Units |
| Stories | 2 Stories |
| Building Area | 16,452 sqft Living Area |
| 1st Floor Area | 8,530 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 36,887 sqft (0.847 acres) |
| Lot Dimensions | 21.2 ft deep x 17.4 ft wide |
| View / Lot | Apt/Condo Complex |
| Porch | Slab |
| Porch Area | 119 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 62120 00080 |
|---|---|
| Street Address | 98 ROSE ST |
| City | FREEPORT |
| State | NY |
| Zip | 11520-4325 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | TOWN #1 SCH DIST 009 |
| Legal Block | 120 |
| Legal Lot Number | 8 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 414303 |
98 Rose St, a residential property, is owned by a company that bought it in July 2011.
Source: Nassau County and Hempstead Town records, as of June 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 45 N VILLAGE AVE, ROCKVILLE CENTRE, NY 11570-4610 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Feb 10, 2026 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Feb 17, 2021 | Deed of Trust, Mortgage · Commercial Mortgage JP MORGAN CHASE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2011 · Amount on File |
| Deed Sale | Jul 8, 2011 · Amount on File |
| Prior Sale | Mar 20, 2008 · Amount on File |
| Deed Document Number | 201100756 |
| Deed Book / Page | D12735 / 469 |
| Prior Transfer Date | Mar 4, 2008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 98 ROSE ST, FREEPORT, NY 11520-4325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 821 FRANKLIN AVE 205, 205, GARDEN CITY, NY 11530-4519 |
| Document Number | M483310497 |
|---|---|
| Date | Feb 10, 2026 |
| Book Page | M48331/497 |
| Instrument | 2026-9298 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 98 ROSE ST, FREEPORT, NY 11520-4325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 821 FRANKLIN AVE 205, 205, GARDEN CITY, NY 11530-4519 |
| Document Number | M483310464 |
|---|---|
| Date | Feb 10, 2026 |
| Book Page | M48331/464 |
| Instrument | 2026-9297 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COPPELL, TX 75019 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 98 ROSE ST, FREEPORT, NY 11520-4325 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0450140386 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 45014/386 |
| Instrument | 2021-019143 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 98 ROSE ST, FREEPORT, NY 11520-4325 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0450140410 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 45014/410 |
| Instrument | 2021-019144 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 98 Rose St was $86,217.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Freeport Village |
| Unified School District | Freeport Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,593 Land $5,456 Building $18,137 | $2,359,300 | |
| 2025 | $86,217.00 | ||
| 2023 | $97,420.00 | $28,589 Land $6,611 Building $21,978 | $2,858,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 98 Rose St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1992) |
| Most Recent Claim | Dec 1992 · Coastal Storm, High Tides, Heavy Rain, & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 98 Rose St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEPORT (V) serves 45,000 people · EPA ID NY2902823 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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