New Castle County property record for 98 Rose Ln, New Castle, DE 19720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,024 sqft · built 1959 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Sep 2022) |
| Tax Bill | $1,235 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-010.20-242 |
| Primary APN | 10-010.20-242 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 512 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Row Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 1,307 sqft (0.03 acres) |
| Lot Dimensions | 100 ft deep x 16 ft wide |
| Heating System | Hot Water |
|---|---|
| Sewer | Connected |
| Street Address | 98 ROSE LN |
|---|---|
| City | NEW CASTLE |
| State | DE |
| Zip | 19720-2163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NCTH |
| Legal Subdivision | ROSEGATE |
| Legal Block | E |
| Legal Lot Number | 142 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | NEW CASTLE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 15502 |
98 Rose Ln is owned and occupied by an individual who bought it in September 2022.
Source: New Castle County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 ROSE LN, NEW CASTLE, DE 19720-2163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 1, 2022 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2022 · Amount on File |
| Deed Sale | Sep 1, 2022 · Amount on File |
| Deed Document Number | 202286469 |
| Prior Transfer Date | May 14, 2004 |
| Prior Transfer Doc | 0000054678 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 98 ROSE LN, NEW CASTLE, DE 19720-2163 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 98 ROSE LN, NEW CASTLE, DE 19720-2163 |
| Document Number | 0000056254 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 20230823-0056254 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Sep 1, 2022 |
| Property Address | 98 ROSE LN, NEW CASTLE, DE 19720-2163 |
| Document Number | 0000086469 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 20220901-0086469 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 LANDING LN, 104, ELKTON, MD 21921-5204 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 98 ROSE LN, NEW CASTLE, DE 19720-2163 |
| Document Number | 0000086473 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 20220901-0086473 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Number | 0000086474 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 20220901-0086474 |
| Name | DEPARTMENT OF COMMUNITY SERVICES |
|---|---|
| Type | Government Agency |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 98 Rose Ln was $1,235.
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Colonial School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,235.00 | $184,600 Land $40,300 Building $144,300 | |
| 2024 | $164,520 | ||
| 2023 | $453.00 Additional exemption filed | $18,000 Land $2,800 Building $15,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 98 Rose Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1984–2012) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Rose Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 91% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMINGTON WATER DEPARTMENT serves 107,976 people · EPA ID DE0000663 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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