Macon County property record for 98 Rose Ln, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,976 sqft · built 1974 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Apr 2021) |
| Tax Bill | $1,387 (2026) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7517506498 |
| Primary APN | 7517506498 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,976 sqft Heated Area |
| 1st Floor Area | 1,976 sqft |
| Basement Area | 1,664 sqft |
| Finished Basement | 1,664 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 60,548 sqft (1.39 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 382 sqft |
| Deck Area | 470 sqft |
| Patio Area | 468 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 149234 |
|---|---|
| Street Address | 98 ROSE LN |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-2473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOTS 457 & 455A SEC 14 WATAUGA VISTA |
| Legal Subdivision | WATAUGA VISTA |
| Jurisdiction | MACON NC |
| Township / Civil Division | MILLSHOAL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970400 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 229 LIGHTHOUSE CIR, FERNANDINA BEACH, FL 32034-2533 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2021 · Amount on Record |
| Deed Sale | Apr 1, 2021 · Amount on Record |
| Prior Sale | Apr 1, 2004 · Amount on Record |
| Deed Document Number | 20213095 |
| Deed Book / Page | 40 / 2364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Apr 1, 2021 |
| Property Address | 98 ROSE LN, FRANKLIN, NC 28734-2473 |
| Document Number | T40/2364 |
| Book / Page | T-40 / 2364 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 2021003095 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 229 LIGHTHOUSE CIR, FERNANDINA BEACH, FL 32034-2533 |
| Document Number | 2021003096 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 2021003096 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.85% |
| Type Change Date | Apr 1, 2026 |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 3.85% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 6.85% |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,387.00 | $358,240 (+1.44%) Land $40,000 Building $318,240 | $358,240 (+1.44%) Land $40,000 Building $318,240 |
| 2025 | $1,387.00 | ||
| 2023 | $353,140 Land $40,000 Building $313,140 | $353,140 Land $40,000 Building $313,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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