98 Rose Dr, Columbia, SC 29205 Property Records

Richland County property record for 98 Rose Dr, Columbia, SC 29205

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1954
Lot Size	0.187 acres (8,167 sqft)
Owner	Company Name on File
Last Sale	$40,000 (Jul 2020)
Tax Bill	$2,881 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jul 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`13702-08-18`

Property Details

APN / Parcel Number

Primary APN	`13702-08-18`
Alternative APNs	`R13702-08-18` `00443899`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Heated Area
Gross Area	912 sqft
1st Floor Area	768 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,167 sqft (0.187 acres)
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	00443899
Street Address	98 ROSE DR
City	COLUMBIA
State	SC
Zip	29205-4582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	LOT 7 BLOCK C 59.8X125X59.8X125 #SU ROSEDALE #PR 4-174
Legal Subdivision	ROSEDALE
Legal Block	C
Legal Lot Number	7
Jurisdiction	RICHLAND SC
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2038
Census Tract	2602

Owner

98 Rose Dr is owned by a company that bought it in July 2020.

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 212071, COLUMBIA, SC 29221-2071
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage CAROLINA COLLEGIATE FCU
Jul 17, 2020	Grant Deed, Construction Loan · Construction Mortgage 200352684 HSA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2020 · Amount on File
Deed Sale	Jul 17, 2020 · Amount on File
Prior Sale	May 7, 2004 · Amount on File
Deed Document Number	202035482
Deed Book / Page	2510 / 482
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Apr 27, 2023
Property Address	98 ROSE DR, COLUMBIA, SC 29205-4582
Document Number	0028313335
Book / Page	2831 / 3335
Map Reference	MB 4 PG 174
Instrument Date	Apr 26, 2023
Instrument	2023017343
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 212071, COLUMBIA, SC 29221-2071

Mortgage

Document Number	0028313340
Date	Apr 27, 2023
Book Page	2831/3340
Instrument	2023017344

Lender

Name	CAROLINA COLLEGIATE FCU
Type	Credit Union
Address	COLUMBIA, SC 29209

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 17, 2020
Property Address	98 ROSE DR, COLUMBIA, SC 29205-4582
Document Number	2510/0482
Book / Page	002510 / 000482
Instrument Date	Jun 18, 2020
Instrument	35482
Transaction Type	Construction Loan
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 212071 COLUMBIA SC 292212071, COLUMBIA, SC 29221-2071

Mortgage

Document Number	2510/0485
Date	Jul 17, 2020
Book Page	002510/000485
Instrument	35483

Lender

Name	200352684 HSA
Address	1 EQUITY WAY, WESTLAKE, OH 44145-1050

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 16, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 98 Rose Dr was $2,881.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,881.00	$3,588	$138,500 Land $12,600 Building $125,900
2023	$2,573.00	$3,588	$89,700
2021	$1,166.00	$2,400	$40,000 Land $10,000 Building $30,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 98 Rose Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Rose Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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