98 Rose Ave E, Saint Paul, MN 55117 Property Records

Ramsey County property record for 98 Rose Ave E, Saint Paul, MN 55117

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1947
Lot Size	0.181 acres (7,872 sqft)
Owner	2 Individual Names on Record
Last Sale	$36,000 (Dec 2008)
Tax Bill	$3,394 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-29-22-21-0046`

Property Details

APN / Parcel Number

Primary APN	`30-29-22-21-0046`
Alternative APNs	`8120005` `142839`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	7,872 sqft (0.181 acres)
Lot Dimensions	123 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	142839
Street Address	98 ROSE AVE E
City	SAINT PAUL
State	MN
Zip	55117-5025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REINESS REARRANGEMENT E 1/2 OF LOT 2 AND ALL OF LOT 1
Legal Range	22
Legal Township	29
Legal Section	30
Legal Subdivision	REINESS REARRANGEMENT
Legal Lot Number	2,1
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3008
Census Tract	30500

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7675 NATURE PATH, SAINT PAUL, MN 55125-7722
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage HIWAY FCU
Jun 1, 2020	Deed of Trust, Mortgage HIWAY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2008 · Amount on Record
Deed Sale	Dec 19, 2008 · Amount on Record
Prior Sale	Feb 3, 1997 · Amount on Record
Deed Document Number	2008372242
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	98 ROSE AVE E, SAINT PAUL, MN 55117-5025
Document Number	0004817093
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7675 NATURE PATH WOODBURY MN 551257722, WOODBURY, MN 55125-7722

Mortgage

Document Number	0004817093
Date	Jun 17, 2020
Instrument	4817093

Lender

Name	HIWAY FCU
Type	Credit Union
Address	SAINT PAUL, MN 55103

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 16, 2030

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	98 ROSE AVE E, SAINT PAUL, MN 55117-5025
Document Number	0002667318
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7675 NATURE PATH WOODBURY MN 551257722, WOODBURY, MN 55125-7722

Mortgage

Document Number	0002667318
Date	Jun 12, 2020
Instrument	2667318

Lender

Name	HIWAY FCU
Type	Credit Union
Address	SAINT PAUL, MN 55103

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 11, 2030

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,700 (+23.56%) Land $25,000 Building $172,700	$197,700 (+23.56%) Land $25,000 Building $172,700
2025	$3,394.00 (+29.84%)
2023	$2,614.00	$160,000 Land $20,000 Building $140,000	$160,000 Land $20,000 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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