98 Riverbend Dr, Carlton, GA 30627 Property Records

Madison County property record for 98 Riverbend Dr, Carlton, GA 30627

Property Summary

Property Type	Rural Home
Details	1 ba · 1,350 sqft · built 2022
Lot Size	3.84 acres (167,270 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Nov 2020)
Tax Bill	$2,228 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0110 040 L`

Property Details

APN / Parcel Number

Primary APN	`0110 040 L`
Alternative APN	`14085`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,350 sqft Heated Area
1st Floor Area	1,350 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Metal
Roof Type	Gable
Roof Material	Metal
Lot Area	167,270 sqft (3.84 acres)
Greenhouse	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14085
Street Address	98 RIVERBEND DR
City	CARLTON
State	GA
Zip	30627-1310
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A2
Legal Description	HSE/LOT 12 RIVER BEND SUBDIVISION
Legal Subdivision	RIVER BEND SUB
Legal Lot Number	12
Jurisdiction	MADISON GA
Township / Civil Division	COMER
Census Block Group	2
Census Block	2047
Census Tract	20300

Owner

98 Riverbend Dr, a rural home, is owned and occupied by two individuals who bought it in November 2020.

Source: Madison County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 RIVERBEND DR, CARLTON, GA 30627-1310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage COMMERCIAL BANK
Nov 16, 2020	Warranty Deed, Transfer
May 1, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on File
Deed Sale	Nov 16, 2020 · Amount on File
Prior Sale	Apr 6, 2006 · Amount on File
Deed Document Number	20201303
Deed Book / Page	1904 / 71
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON GA
Recording Date	Jul 23, 2026
Property Address	98 RIVERBEND DR, CARLTON, GA 30627-1310
Document Number	2326000232
Book / Page	2326 / 232
Instrument Date	Jul 10, 2026
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2326000232,
Date	Jul 23, 2026
Book Page	2326/232

Lender

Name	COMMERCIAL BANK

Agreement

Amount	Amount on Record
Due	Jul 1, 2026

Interest

Rate	6.52%
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON GA
Recording Date	Nov 16, 2020
Property Address	98 RIVERBEND DR, CARLTON, GA 30627-1310
Document Number	0001904/71
Book / Page	1904 / 71
Instrument Date	Nov 16, 2020
Instrument	2020-001303
Transaction Type	Transfer
Record Updated	Nov 13, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6950 NELSON ST, NAVARRE, FL 32566-9724

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON GA
Recording Date	May 1, 2019
Property Address	98 RIVERBEND DR, CARLTON, GA 30627-1310
Document Number	001789/224
Book / Page	1789 / 224
Instrument Date	May 1, 2019
Instrument	2019-000436
Transaction Type	Transfer
Record Updated	Nov 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12874 SE HOBE HILLS DR, HOBE SOUND, FL 33455-6851

Tax Assessment & Valuation

The 2025 property tax bill for 98 Riverbend Dr was $2,228 with exemptions applied.

Source: Madison County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,228.00 Homeowner's exemption Senior Citizen's exemption	$97,696 Land $22,000 Building $75,696	$244,240 Land $55,000 Building $189,240
2023	$2,478.00	$81,190 Land $13,600 Building $67,590	$202,974 Land $34,000 Building $168,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Riverbend Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Apr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Riverbend Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
ElbertonNET Fiber	200 / 20
T-Mobile Fixed Wireless	100 / 20

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