98 River St, Peterson, MN 55962 Property Records

Fillmore County property record for 98 River St, Peterson, MN 55962 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,434 sqft · built 1915
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Last Sale	$126,000 (Sep 2019)
Tax Bill	$5,632 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`07.0126.000`

Property Details

APN / Parcel Number

Primary APN	`07.0126.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,434 sqft Heated Area
Gross Area	1,400 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1935
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 20 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	98 RIVER ST
City	PETERSON
State	MN
Zip	55962-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOSEPH J BENSTON ADDITION LOT-001 BLOCK-002 LOT 1 & W 20' X 150' OF OL 8 W1/2 NW1/4 BLK 2 J J BEN ADD
Legal Subdivision	JOSEPH J BENSTON ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	FILLMORE MN
Township / Civil Division	PETERSON
Census Block Group	1
Census Block	1042
Census Tract	960100

Owner

Source: Fillmore County records · APN 07.0126.000

Assessment roll updated August 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	98 RIVER ST, PETERSON, MN 55962-9764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 05, 2019	Deed of Trust, Mortgage · FHA Mortgage HOME FEDERAL SAVINGS BANK
Jun 11, 2018	Deed of Trust, Mortgage MERCHANTS BANK & TRUST
Sep 05, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage HOME FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 05, 2019 · Amount on Record
Deed Sale	Sep 05, 2019 · Amount on Record
Deed Document Number	2019423287
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	98 RIVER ST, PETERSON, MN 55962-9764
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000423288
Date	Sep 05, 2019
Instrument	423288

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	98 RIVER ST, PETERSON, MN 55962-9764
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000417743
Date	Jun 11, 2018
Instrument	000000417743

Lender

Name	MERCHANTS BANK & TRUST

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 01, 2048

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Sep 05, 2019
Property Address	98 RIVER ST, PETERSON, MN 55962-9764
Document Number	423287
Instrument Date	Aug 16, 2019
Instrument	423287
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 RIVER ST, PETERSON, MN 55962-9764

Mortgage

Document Number	0000423289
Date	Sep 05, 2019
Instrument	423289

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Fillmore County records · Assessment roll updated August 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Peterson City
Unified School District	Rushford-Peterson Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,632.00 (+120.86%)	$120,800 (+3.69%) Land $19,300 Building $101,500	$120,800 (+3.69%) Land $19,300 Building $101,500
2025	$2,550.00 (+55.58%)	$116,500 (+8.17%) Land $19,300 Building $97,200	$116,500 (+8.17%) Land $19,300 Building $97,200
2023		$107,700 Land $19,300 Building $88,400	$107,700 Land $19,300 Building $88,400
2020	$1,639.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fillmore County (27045C), updated October 15, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270459601001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (2004–2024)
Most Recent Claim	Jun 2024, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jun 2024 · 3 claims

Wildfire

Wildfire Risk	Low above 6% of the US · above 20% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ace Telephone Association	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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