98 River St, Dunstable, MA 01827 Property Records

Middlesex County and Dunstable Town property record for 98 River St, Dunstable, MA 01827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,683 sqft · built 1985
Lot Size	2.35 acres (102,366 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,000 (Feb 2014)
Tax Bill	$8,166 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DUNS M:0001 B:0006 L:0`

Property Details

APN / Parcel Number

Primary APN	`DUNS M:0001 B:0006 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,683 sqft Living Area
Gross Area	4,768 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	102,366 sqft (2.35 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	98 RIVER ST
City	DUNSTABLE
State	MA
Zip	01827-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6
Jurisdiction	DUNSTABLE MA
Township / Civil Division	DUNSTABLE
Census Block Group	1
Census Block	1011
Census Tract	328100

Owner

Source: Middlesex County and Dunstable Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 RIVER ST, DUNSTABLE, MA 01827-1003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2025	Deed of Trust, Mortgage · Line of Credit ALIGN CREDIT UNION
Feb 6, 2017	Deed of Trust, Mortgage CROSSCOUNTRY MORTGAGE INC
Jun 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION
Jun 8, 2018	Deed of Trust, Mortgage · Line of Credit ALIGN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2014 · Amount on Record
Deed Sale	Feb 6, 2014 · Amount on Record
Prior Sale	Nov 15, 2013 · Amount on Record
Deed Book / Page	27988 / 209
Transfer Doc	27537-299
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	98 RIVER ST, DUNSTABLE, MA 01827-1003
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039359-27
Date	Jul 2, 2025
Book Page	39359/27
Instrument	20340

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2045

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	98 RIVER ST, DUNSTABLE, MA 01827-1003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30893-142
Date	Feb 6, 2017
Book Page	30893/142
Instrument	5521

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	98 RIVER ST, DUNSTABLE, MA 01827-1003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34268-1
Date	Jun 22, 2020
Book Page	34268/1
Instrument	27305

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	98 RIVER ST, DUNSTABLE, MA 01827-1003
Document Number	32166-19
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 RIVER ST DUNSTABLE MA 018271003, DUNSTABLE, MA 01827-1003

Mortgage

Document Number	32166-19
Date	Jun 19, 2018
Book Page	032166/000019
Instrument	25168

Lender

Name	ALIGN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Dunstable Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dunstable Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,166.00 (+4.91%)	$593,900 (+6.51%) Land $224,200 Building $369,700	$1,051,745 (+1.1%)
2024	$7,784.00 (-0.61%)	$557,600 (+6.57%) Land $205,200 Building $352,400	$1,040,345
2023	$7,832.00	$523,200 Land $205,200 Building $318,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 99.7% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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