98 River Rd, Montague, NJ 07827 Property Records

Sussex County and Montague Township property record for 98 River Rd, Montague, NJ 07827

Property Summary

Property Type	Single Family Home
Details	1,900 sqft · built 1976
Lot Size	0.698 acres (30,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Oct 2023)
Tax Bill	$5,358 (2025)
Deeds & Mortgages	Oct 2023 Sale Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00001-0000-00113`

Property Details

APN / Parcel Number

Primary APN	`14-00001-0000-00113`
Alternative APNs	`1400001100001` `140000100113`

Interior

Stories	1 Story
Building Area	1,900 sqft Living Area
1st Floor Area	1,900 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Lot Area	30,405 sqft (0.698 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	1400001100001
Street Address	98 RIVER RD
City	MONTAGUE
State	NJ
Zip	07827-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	1
Legal Lot Number	113
Jurisdiction	SUSSEX NJ
Township / Civil Division	MONTAGUE
Census Block Group	1
Census Block	1001
Census Tract	371000

Owner

Source: Sussex County and Montague Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 RIVER RD, MONTAGUE, NJ 07827-3226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed, Transfer CORNERSTONE TITLE AND ESCROW LLC, CORNERSTONE TTL & STLMT LLC
Jul 16, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Deed Document Number	202318514
Deed Book / Page	10275 / 1619
Prior Transfer Date	Oct 12, 2023
Prior Transfer Doc	0102751619
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Oct 18, 2023
Property Address	98 RIVER RD, MONTAGUE, NJ 07827-3226
Document Number	0102751619
Book / Page	10275 / 1619
Instrument Date	Oct 12, 2023
Instrument	2023018514
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	CORNERSTONE TITLE AND ESCROW LLC, CORNERSTONE TTL & STLMT LLC

Transaction

Amount	Amount Recorded
Tax	$102.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62 MARKET ST, ELLENVILLE, NY 12428-2119

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	98 RIVER RD, MONTAGUE, NJ 07827-3226

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	98 RIVER RD, MONTAGUE, NJ 07827-3226
Document Number	0096250492
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	98 RIVER RD MONTAGUE NJ 078273226, MONTAGUE, NJ 07827-3226

Mortgage

Document Number	0096250492
Date	Aug 1, 2018
Book Page	009625/000492
Instrument	155650

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 31, 2033

Tax Assessment & Valuation

Source: Sussex County and Montague Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Montague Township
Unified School District	Montague Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,300 (-) Land $52,700 Building $116,600	$169,300 (-) Land $52,700 Building $116,600
2025	$5,358.00 (+7.53%)	$169,300 (-) Land $52,700 Building $116,600	$169,300 (-) Land $52,700 Building $116,600
2024	$4,983.00 (+1.82%)
2023		$169,300 (-) Land $52,700 Building $116,600	$169,300 (-) Land $52,700 Building $116,600
2022	$4,894.00 (-1.71%)	$169,300 Land $52,700 Building $116,600	$169,300 Land $52,700 Building $116,600
2021	$4,979.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	18 (1980–2006)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Jun 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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