Lowndes County property record for 98 Ray Dell Dr, Columbus, MS 39705
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,374 sqft · built 2021 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,230 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 41W000002046 |
| Primary APN | 41W000002046 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,374 sqft Adjusted Area |
| 2nd Floor Area | 806 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 56,628 sqft (1.3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 98 RAY DELL DR |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39705-1039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE4 SE4-LOT 32 98 RAY-DELL DR |
| Legal Lot Number | 32 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 104 |
Source: Lowndes County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 98 RAY DELL DR, COLUMBUS, MS 39705-1039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CITIZENS NATIONAL BANK |
| Aug 3, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2021 |
| Deed Sale | Aug 3, 2021 |
| Deed Document Number | 0020216996 |
| Deed Book / Page | 2021 / 6996 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 98 RAY DELL DR, COLUMBUS, MS 39705-1039 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202124459 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 2021/24459 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 3, 2021 |
| Property Address | 98 RAY DELL DR, COLUMBUS, MS 39705-1039 |
| Document Number | 0020216996 |
| Book / Page | 2021 / 6996 |
| Instrument Date | Jul 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 RAY DELL DR, COLUMBUS, MS 39705-1039 |
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,230.00 (+0.91%) Homeowner's exemption | $36,086 (+17.47%) | $360,860 (+17.47%) Land $25,000 Building $335,860 |
| 2024 | $3,201.00 (+19.98%) | ||
| 2023 | $2,668.00 Homeowner's exemption | $30,720 | $307,200 Land $25,000 Building $282,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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