Garrard County property record for 98 Rail Way, Lancaster, KY 40444
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Company Name on File |
| Last Sale | $662,580 (Aug 2023) |
| Tax Bill | $158 (2025) |
| Deeds & Mortgages | Sep 2016 Transfer Feb 2007 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04.02 |
| Primary APN | 51-04.02 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 87,120 sqft (2 acres) |
| Account Number | 18679 |
|---|---|
| Street Address | 98 RAIL WAY |
| City | LANCASTER |
| State | KY |
| Zip | 40444-8412 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 2.00 AC & MOBILE HOME |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 970202 |
Source: Garrard County assessment roll, APN 51-04.02, as of May 5, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 9800, MARYVILLE, TN 37802-9800 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 29, 2016 | Intrafamily Transfer, Transfer |
| Feb 20, 2007 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 09, 2023 · Amount on Record |
| Deed Sale | Aug 09, 2023 · Amount on Record |
| Deed Document Number | 2023177441 |
| Deed Book / Page | 41 / 243 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Sep 29, 2016 |
| Property Address | 98 RAIL WAY, LANCASTER, KY 40444-8412 |
| Document Number | 000285/592 |
| Book / Page | 285 / 592 |
| Instrument Date | Jun 03, 2016 |
| Instrument | 132002 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 611, LANCASTER, KY 40444-0611 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 9800, MARYVILLE, TN 37802-9800 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Feb 20, 2007 |
| Property Address | 98 RAIL WAY, LANCASTER, KY 40444-8412 |
| Document Number | 00D243/155 |
| Book / Page | D243 / 155 |
| Instrument Date | Feb 16, 2007 |
| Instrument | 81423 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 OLD RAILROAD RD, LANCASTER, KY 40444 |
| Name | Verified Name |
|---|---|
| Address | 109 OLD RAILROAD RD, LANCASTER, KY 40444 |
| Investor | Possibly a Property Investor |
Source: Garrard County assessment roll as of May 5, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $158.00 (+49.06%) | $15,000 (-68.75%) Land $15,000 | $15,000 (-68.75%) Land $15,000 |
| 2024 | $106.00 (-83.84%) | $48,000 (-2%) Land $10,000 Building $38,000 | $48,000 (-2%) Land $10,000 Building $38,000 |
| 2023 | $656.00 (-0.91%) | $60,000 (-) Land $15,000 Building $45,000 | $60,000 (-) Land $15,000 Building $45,000 |
| 2022 | $662.00 | $60,000 Land $15,000 Building $45,000 | $60,000 Land $15,000 Building $45,000 |
Source: FEMA National Flood Hazard Layer, Garrard County (21079C), as of December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210799702021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 63% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 7 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Uniti Group DSL | 200 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
Source: EPA Safe Drinking Water Information System, water system KY0400151, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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