Middlesex County and Woburn City property record for 98 Prospect St, Woburn, MA 01801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,540 sqft · built 1920 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Apr 2003) |
| Tax Bill | $5,919 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Oct 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 266951953720 0 |
| Primary APN | 266951953720 0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,540 sqft Living Area |
| Gross Area | 3,864 sqft |
| 1st Floor Area | 1,726 sqft |
| Basement Area | 484 sqft |
| Unfinished Basement | 484 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 266951953720 0 |
|---|---|
| Street Address | 98 PROSPECT ST |
| City | WOBURN |
| State | MA |
| Zip | 01801-5132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 17 |
| Legal Lot Number | 8 |
| Jurisdiction | WOBURN MA |
| Township / Civil Division | WOBURN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 333300 |
98 Prospect St is owned and occupied by an individual who bought it in April 2003.
Source: Middlesex County and Woburn City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 PROSPECT ST, WOBURN, MA 01801-5132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Jul 11, 2022 | Deed of Trust, Mortgage · Line of Credit USA ALLIANCE FEDERAL CREDIT UNION |
| May 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Aug 23, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUAD CTY BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2003 · Amount on File |
| Deed Sale | Apr 24, 2003 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOBURN MA |
| Property Address | 98 PROSPECT ST, WOBURN, MA 01801-5132 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 077555-137 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 77555/137 |
| Instrument | 88620 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOBURN MA |
| Property Address | 98 PROSPECT ST, WOBURN, MA 01801-5132 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 078914-439 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 78914/439 |
| Instrument | 226375 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOBURN MA |
| Property Address | 98 PROSPECT ST, WOBURN, MA 01801-5132 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 080413-401 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 80413/401 |
| Instrument | 105263 |
| Name | USA ALLIANCE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOBURN MA |
| Property Address | 98 PROSPECT ST, WOBURN, MA 01801-5132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74720-50 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 74720/50 |
| Instrument | 77036 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOBURN MA |
| Property Address | 98 PROSPECT ST, WOBURN, MA 01801-5132 |
| Document Number | 73193-200 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 98 PROSPECT ST WOBURN MA 018015132, WOBURN, MA 01801-5132 |
| Document Number | 73193-200 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 073193/000200 |
| Instrument | 129797 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 28, 2049 |
The 2025 property tax bill for 98 Prospect St was $5,919, up 42.8% from the year before.
Source: Middlesex County and Woburn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Woburn City |
| Unified School District | Woburn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,919.00 (+42.83%) | $693,100 (+34.82%) Land $293,600 Building $399,500 | $751,165 (+40.59%) |
| 2024 | $4,144.00 (-0.48%) | $514,100 (+7.42%) Land $279,700 Building $234,400 | $534,280 |
| 2023 | $4,164.00 | $478,600 Land $254,300 Building $224,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 98 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOBURN WATER DEPT. serves 40,876 people · EPA ID MA3347000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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