Greenwich Town property record for 98 Prospect St, Greenwich, CT 06830
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2 ba · 1,672 sqft · built 1916 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,138,500 (Dec 2025) |
| Tax Bill | $6,536 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2025 Sale + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 03-1185S |
| Primary APN | 03-1185S |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 1,672 sqft Living Area |
| Basement Area | 496 sqft |
| Unfinished Basement | 146 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Account Number | 250/117 |
|---|---|
| Street Address | 98 PROSPECT ST |
| City | GREENWICH |
| State | CT |
| Zip | 06830-5228 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-6 |
| Legal Block | 1185/S |
| Jurisdiction | GREENWICH CT |
| Township / Civil Division | GREENWICH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10500 |
Source: Greenwich Town records · APN 03-1185S
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 98 PROSPECT ST, GREENWICH, CT 06830-5228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 01, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Dec 10, 2025 | Warranty Deed, Transfer |
| Sep 01, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage USA ALLIANCE FEDERAL CREDIT UNION |
| Apr 27, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage PARAMOUNT BANK |
| Sep 26, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on Record |
| Deed Sale | Dec 10, 2025 · Amount on Record |
| Prior Sale | Sep 01, 2023 · Amount on Record |
| Deed Document Number | 20257259 |
| Deed Book / Page | 8509 / 231 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWICH CT |
| Recording Date | Jun 01, 2026 |
| Property Address | 98 PROSPECT ST, GREENWICH, CT 06830-5228 |
| Document Number | 008571-237 |
| Book / Page | 8571 / 237 |
| Instrument Date | May 29, 2026 |
| Instrument | 20263069 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 98 PROSPECT ST, GREENWICH, CT 06830-5228 |
| Document Number | 0000003069, |
|---|---|
| Date | Jun 01, 2026 |
| Book Page | 8571/237 |
| Instrument | 20263069 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENWICH CT |
| Recording Date | Dec 10, 2025 |
| Property Address | 98 PROSPECT ST, GREENWICH, CT 06830-5228 |
| Document Number | 008509-231 |
| Book / Page | 8509 / 231 |
| Instrument Date | Dec 03, 2025 |
| Instrument | 7259 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENWICH CT |
| Recording Date | Sep 01, 2023 |
| Property Address | 98 PROSPECT ST, GREENWICH, CT 06830-5228 |
| Document Number | 008255-252 |
| Book / Page | 8255 / 252 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 5279 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000005280 |
|---|---|
| Date | Sep 01, 2023 |
| Instrument | 5280 |
| Name | USA ALLIANCE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Sep 01, 2028 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENWICH CT |
| Recording Date | Apr 27, 2021 |
| Property Address | 98 PROSPECT ST, GREENWICH, CT 06830-5228 |
| Document Number | 7875-190 |
| Book / Page | 7875 / 190 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 4360 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 PROSPECT ST, GREENWICH, CT 06830-5228 |
| Document Number | 4361 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 4361 |
| Name | PARAMOUNT BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENWICH CT |
| Recording Date | Sep 26, 2019 |
| Property Address | 98 PROSPECT ST, GREENWICH, CT 06830-5228 |
| Document Number | 7565-167 |
| Book / Page | 7565 / 167 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 7655 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 7656 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 7656 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Greenwich Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Greenwich Town |
| Unified School District | Greenwich School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,536.00 | $528,850 (+9.51%) Building $528,850 | $370,195 Building $370,195 |
| 2024 | $6,536.00 (+16.32%) | ||
| 2023 | $5,619.00 (+0.92%) | $482,930 (-) Building $482,930 | |
| 2022 | $5,568.00 | $482,930 Building $482,930 |
Source: FEMA National Flood Hazard Layer as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 372 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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