Worcester County and Lancaster Town property record for 98 Prescott St, Lancaster, MA 01523
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 12 bd · 10 ba · 7,520 sqft · built 2016 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $101,500 (Aug 2016) |
| Tax Bill | $20,564 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Aug 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LANC M:037.0 B:0000 L:0134.0 |
| Primary APN | LANC M:037.0 B:0000 L:0134.0 |
|---|
| Bedrooms | 12 Beds |
|---|---|
| Full Baths | 10 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 20 Rooms |
| Units | 4 Units |
| Stories | 3 Stories |
| Building Area | 7,520 sqft Living Area |
| 1st Floor Area | 3,008 sqft |
| Basement Area | 3,008 sqft |
| Unfinished Basement | 3,008 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 98 PRESCOTT ST |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-3247 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Lot Number | 134.0 |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 713100 |
98 Prescott St, a residential property, is owned by an individual who bought it in August 2016.
Source: Worcester County and Lancaster Town records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 82 CHESTNUT ST, LANCASTER, MA 01523 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 8, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jul 29, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2016 · Amount on File |
| Deed Sale | Aug 8, 2016 · Amount on File |
| Prior Sale | Jul 2, 2015 · Amount on File |
| Deed Book / Page | 55764 / 240 |
| Transfer Doc | 055764-240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Jun 10, 2025 |
| Property Address | 98 PRESCOTT ST, LANCASTER, MA 01523-3247 |
| Document Number | 072100-364 |
| Book / Page | 72100 / 364 |
| Instrument Date | Jun 10, 2025 |
| Instrument | 46696 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 82 CHESTNUT ST, LANCASTER, MA 01523 |
| Document Number | 0000046697 |
|---|---|
| Date | Jun 10, 2025 |
| Instrument | 46697 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Aug 8, 2023 |
| Property Address | 98 PRESCOTT ST, LANCASTER, MA 01523-3247 |
| Document Number | 0069493-37 |
| Book / Page | 69493 / 37 |
| Instrument Date | Aug 8, 2023 |
| Instrument | 64986 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 82 CHESTNUT ST, CLINTON, MA 01510-3657 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Jul 29, 2020 |
| Property Address | 98 PRESCOTT ST, LANCASTER, MA 01523-3247 |
| Document Number | 62903-147 |
| Book / Page | 062903 / 000147 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 82592 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 PRESCOTT ST LANCASTER MA 015233247, LANCASTER, MA 01523-3247 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 98 PRESCOTT ST, LANCASTER, MA 01523-3247 |
| Document Number | 58772-143 |
| Instrument Date | May 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 98 PRESCOTT ST LANCASTER MA 015233247, LANCASTER, MA 01523-3247 |
| Document Number | 58772-143 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 058772/000143 |
| Instrument | 43840 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 7, 2038 |
The 2025 property tax bill for 98 Prescott St was $20,564.
Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $20,564.00 | $1,272,500 Land $91,800 Building $1,180,700 |
| 2023 | $14,459.00 | $841,100 Land $75,900 Building $765,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 98 Prescott St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1978–2010) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Prescott St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER DEPARTMENT serves 6,000 people · EPA ID MA2147000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 17 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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