98 Polish Pl, Buffalo, NY 14210 Property Records

Erie County and Buffalo City property record for 98 Polish Pl, Buffalo, NY 14210

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1980
Lot Size	0.138 acres (5,985 sqft)
Owner	Individual Name on File
Last Sale	$243,000 (Aug 2025)
Tax Bill	$624 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Aug 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`140200 123.59-6-3`

Property Details

APN / Parcel Number

Primary APN	`140200 123.59-6-3`
Alternative APNs	`02001235900006003000` `11110100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,985 sqft (0.138 acres)
Lot Dimensions	95 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11110100
Street Address	98 POLISH PL
City	BUFFALO
State	NY
Zip	14210-1964
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-4-30
Legal Description	952.97 N MINRL SP RD
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	6
Legal Lot Number	3.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1000
Census Tract	1100

Owner

98 Polish Pl is owned and occupied by an individual who bought it in August 2025.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	98 POLISH PL, BUFFALO, NY 14210-1964
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2025	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2025 · Amount on File
Deed Sale	Aug 4, 2025 · Amount on File
Deed Document Number	2025139608
Deed Book / Page	11448 / 7611
Prior Transfer Date	Jul 14, 2025
Prior Transfer Doc	0114487611
Record Updated	Oct 29, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Aug 4, 2025
Property Address	98 POLISH PL, BUFFALO, NY 14210-1964
Document Number	0114487611
Book / Page	11448 / 7611
Instrument Date	Jul 14, 2025
Instrument	2025139608
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$972.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 POLISH PL, BUFFALO, NY 14210-1964

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 POLISH PL, BUFFALO, NY 14210-1964

Mortgage

Document Number	0141693244
Date	Aug 4, 2025
Book Page	14169/3244
Instrument	2025139609

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE NY
Recording Date	Aug 19, 2020
Property Address	98 POLISH PL, BUFFALO, NY 14210-1964
Document Number	0113646060
Book / Page	011364 / 006060
Instrument Date	Feb 24, 2020
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	22 AVIAN WAY LANCASTER NY 140869222, LANCASTER, NY 14086-9222

Tax Assessment & Valuation

The 2026 property tax bill for 98 Polish Pl was $624 with exemptions applied, down 64.8% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$624.00 (-64.85%) Homeowner's exemption Senior Citizen's exemption
2025	$1,775.00 (+12.7%)	$189,000 (+94.85%) Land $20,000 Building $169,000	$189,000 (+19.83%) Land $20,000 Building $169,000
2024	$1,575.00 (+212.5%) Homeowner's exemption	$97,000 (-) Land $8,600 Building $88,400	$157,724 (+13.82%) Land $13,984 Building $143,740
2023	$504.00 Homeowner's exemption	$97,000 Land $8,600 Building $88,400	$138,571 Land $12,286 Building $126,285

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 98 Polish Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	30 (1978–2022)
Claims Outside the SFHA	2 of 30
Most Recent Claim	Feb 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Polish Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: GoNetspeed.

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