98 Pines Lake Dr E, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 98 Pines Lake Dr E, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	4,140 sqft · built 2001
Lot Size	0.332 acres (14,462 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Nov 1989)
Tax Bill	$38,435 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-04610-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`14-04610-0000-00016`
Alternative APNs	`1400666000000002` `140461000016`

Interior

Building Area	4,140 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Lot Area	14,462 sqft (0.332 acres)

Location & Zoning

Old Parcel Number	1400666000000002
Street Address	98 PINES LAKE DR E
City	WAYNE
State	NJ
Zip	07470-5005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4610
Legal Lot Number	16
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1006
Census Tract	246002

Owner

Source: Passaic County and Wayne Township records · APN 14-04610-0000-00016

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	98 PINES LAKE DR E, WAYNE, NJ 07470-5005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 1989 · Amount on Record
Deed Sale	Nov 13, 1989 · Amount on Record
Deed Book / Page	125 / 299
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	98 PINES LAKE DR E, WAYNE, NJ 07470-5005
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ISGN GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016944
Date	Apr 16, 2018
Book Page	M14980/0209
Instrument	2018016944

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 09, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$640,800 (-) Land $365,700 Building $275,100	$640,800 (-) Land $365,700 Building $275,100
2025	$38,435.00 (+0.88%)	$640,800 (-) Land $365,700 Building $275,100	$640,800 (-) Land $365,700 Building $275,100
2024	$38,101.00 (+5.16%)
2023		$640,800 Land $365,700 Building $275,100	$640,800 Land $365,700 Building $275,100
2022	$36,230.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2005 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile USA.

Based on FCC filings for 178 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.