98 Pine Dr, Ashville, AL 35953 Property Records

St. Clair County property record for 98 Pine Dr, Ashville, AL 35953

Property Summary

Property Type	Single Family Home
Details	672 sqft · built 1997
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$89,900 (Oct 2021)
Tax Bill	$146 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-03-08-0-001-093.000`

Property Details

APN / Parcel Number

Primary APN	`11-03-08-0-001-093.000`
Alternative APNs	`00189703` `75647` `5609`

Interior

Stories	1 Story
Building Area	672 sqft Base Area
1st Floor Area	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)

Location & Zoning

Account Number	00189703
Street Address	98 PINE DR
City	ASHVILLE
State	AL
Zip	35953-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM INT NE RW CO RD 24 W SE RW SO NATL GAS TH NE 259.8' TO POB TH NE 192.3' SE 10' NE 105.2' SE 125.1' SW 150' NW 100' SW 150
Legal Range	04E
Legal Township	14S
Legal Section	08
Jurisdiction	ST CLAIR AL
Township / Civil Division	ASHVILLE
Census Block Group	4
Census Block	4028
Census Tract	40401

Owner

98 Pine Dr is owned and occupied by an individual who bought it in October 2021.

Source: St. Clair County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	98 PINE DR, ASHVILLE, AL 35953-3627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2021 · Amount on File
Deed Sale	Oct 18, 2021 · Amount on File
Deed Book / Page	2021 / 14004
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Oct 18, 2021
Property Address	98 PINE DR, ASHVILLE, AL 35953-3627
Document Number	0000014004
Book / Page	DEED 2021 / 14004
Instrument Date	Oct 15, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 PINE DR, ASHVILLE, AL 35953-3627

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	98 PINE DR, ASHVILLE, AL 35953-3627

Mortgage

Document Number	MTG202169961
Date	Oct 18, 2021
Instrument	MTG 2021/69961

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 98 Pine Dr was $146.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Ashville City
County	St. Clair County
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$146.00	$4,080	$40,880 Land $8,400 Building $32,480
2023		$8,054 (+100.25%) Land $1,270 Building $6,784	$40,268 (+0.12%) Land $6,348 Building $33,920
2022	$97.00 Homeowner's exemption	$4,022 Land $630 Building $3,392	$40,220 Land $6,300 Building $33,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 98 Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Pine Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHVILLE serves 4,107 people · EPA ID AL0001176
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20