98 Phoenix Ave, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 98 Phoenix Ave, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,414 sqft · built 2000
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Apr 2019)
Tax Bill	$7,918 (2026)
Deeds & Mortgages	Apr 2019 Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`005-0744`

Property Details

APN / Parcel Number

Primary APN	`005-0744`
Alternative APNs	`NAUG M:379-8E174-6-8` `NAUG M:005 L:0744` `AL14 8E174 6/8` `5-0744`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,414 sqft Living Area
Gross Area	2,453 sqft
1st Floor Area	563 sqft
Basement Area	563 sqft
Unfinished Basement	126 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5-0744
Street Address	98 PHOENIX AVE
City	NAUGATUCK
State	CT
Zip	06770-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I2
Legal Lot Number	744
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	3
Census Block	3007
Census Tract	345201

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 PHOENIX AVE, NAUGATUCK, CT 06770-4229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Apr 17, 2019	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2019 · Amount on Record
Deed Sale	Apr 17, 2019 · Amount on Record
Prior Sale	Mar 31, 2010 · Amount on Record
Deed Book / Page	1026 / 198
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	98 PHOENIX AVE, NAUGATUCK, CT 06770-4229
Document Number	1026-201
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 PHOENIX AVE NAUGATUCK CT 067704229, NAUGATUCK, CT 06770-4229

Mortgage

Document Number	1026-201
Date	Apr 26, 2019
Book Page	001026/000201

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Apr 17, 2019
Property Address	98 PHOENIX AVE, NAUGATUCK, CT 06770-4229
Document Number	1026-198
Book / Page	001026 / 000198
Instrument Date	Apr 17, 2019
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$205.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 PHOENIX AVE NAUGATUCK CT 067704229, NAUGATUCK, CT 06770-4229

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,918.00 (+1.64%)	$195,790 (-) Land $32,760 Building $163,030	$362,816 (+164.73%)
2025	$7,790.00	$195,790 (-) Land $32,760 Building $163,030	$137,053 Land $22,932 Building $114,121
2024	$7,790.00 (-11.09%)
2023	$8,762.00 (+30.45%)	$195,790 (+39.17%) Land $32,760 Building $163,030
2022	$6,717.00	$140,680 Land $35,150 Building $105,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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