98 Penny Ln, Swanton, VT 05488 Property Records

Highgate Town property record for 98 Penny Ln, Swanton, VT 05488

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,274 sqft · built 2019
Lot Size	1.78 acres (77,537 sqft)
Owner	2 Individual Names on Record
Last Sale	$331,000 (Aug 2021)
Tax Bill	$3,280 (2025)
Deeds & Mortgages	Aug 2021 Sale May 2019 Sale + 1 more
APN	`291-092-11918`

Property Details

APN / Parcel Number

Primary APN	`291-092-11918`
Alternative APNs	`(092) 0011750014` `M:0011 B:750014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,274 sqft Living Area
Basement Area	650 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Lot Area	77,537 sqft (1.78 acres)

Location & Zoning

Street Address	98 PENNY LN
City	SWANTON
State	VT
Zip	05488-4455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DWL & 1.78 ACRES
Jurisdiction	HIGHGATE VT
Township / Civil Division	HIGHGATE
Census Block Group	1
Census Block	1058
Census Tract	10101

Owner

Source: Highgate Town records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 PENNY LN, SWANTON, VT 05488-4455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed, Transfer
May 9, 2019	Grant Deed, Transfer NOT AVAILABLE
Dec 27, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	May 9, 2019 · Amount on Record
Deed Document Number	2021DK 636570688
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HIGHGATE VT
Recording Date	Aug 23, 2021
Property Address	98 PENNY LN, SWANTON, VT 05488-4455
Document Number	DK636570688
Instrument Date	Aug 20, 2021
Instrument	DK 636570688
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Tax	$3.84
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 FORTIN RD, 34, SWANTON, VT 05488-8862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 PENNY LN, SWANTON, VT 05488-4455

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HIGHGATE VT
Recording Date	May 9, 2019
Property Address	98 PENNY LN, SWANTON, VT 05488-4455
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 PENNY LN HIGHGATE VT 05459, HIGHGATE, VT 05459

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HIGHGATE VT
Recording Date	Dec 27, 2018
Property Address	98 PENNY LN, SWANTON, VT 05488-4455
Transaction Type	Transfer
Record Updated	Jan 17, 2019

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2493 HIGHGATE RD ST ALBANS VT 054789617, ST ALBANS, VT 05478-9617

Tax Assessment & Valuation

Source: Highgate Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Vermont
County	Franklin County
County Subdivision	Highgate Town
Unified School District	Missisquoi Valley School District 89 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,280.00 (-29.34%)	$234,000 Land $60,200 Building $173,800
2022	$4,642.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWANTON VILLAGE WATER serves 4,000 people · EPA ID VT0005132
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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