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98 Penn Ave, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 98 Penn Ave, Worcester, MA 01604

Property Summary

Property TypeTriplex
Details8 bd · 3.5 ba · 2,713 sqft · built 1890
Lot Size0.088 acres (3,826 sqft)
OwnerIndividual Name on Record
Last Sale$696,000 (Nov 2025)
Tax Bill$6,728 (2025)
Deeds & MortgagesFeb 2022 Refinance
Nov 2025 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN4-034-00003

Property Details

APN / Parcel Number

Primary APN4-034-00003
Alternative APN
  • WORC M:04 B:034 L:00003

Interior

Bedrooms8 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms14 Rooms
Units3 Units
Stories3 Stories
Building Area2,713 sqft Living Area
Gross Area5,225 sqft
1st Floor Area1,154 sqft
AtticAttic
Attic Area936 sqft
Basement Area1,202 sqft
Unfinished Basement1,202 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleOther
Exterior MaterialCombination
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,826 sqft (0.088 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number4-034-00003
Street Address98 PENN AVE
CityWORCESTER
StateMA
Zip01604-4287
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeRG-5
Legal Block34
Legal Lot Number3
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group5
Census Block5008
Census Tract732400

Owner

Source: Worcester County and Worcester City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address98 PENN AVE, WORCESTER, MA 01604-4287
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Nov 12, 2025Quit Claim Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK
Dec 6, 2023Quit Claim Deed, Transfer
Quitclaim
Jan 22, 2020Deed of Trust, Mortgage · Conventional with PMI
UNITED WHOLESALE MTG
Jul 23, 2018Quit Claim Deed, Transfer
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2025 · Amount on Record
Deed SaleNov 12, 2025 · Amount on Record
Prior SaleJun 11, 2015 · Amount on Record
Deed Book / Page72815 / 83
Prior Transfer DateNov 30, 2023
Prior Transfer Doc069963-315
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address98 PENN AVE, WORCESTER, MA 01604-4287
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number067147-280
DateFeb 22, 2022
Book Page67147/280
Instrument20259
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

November 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateNov 12, 2025
Property Address98 PENN AVE, WORCESTER, MA 01604-4287
Document Number0072815-83
Book / Page72815 / 83
Instrument DateNov 12, 2025
Instrument202500098636
Transaction TypeTransfer
Record UpdatedJan 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 PENN AVE, WORCESTER, MA 01604-4287

Mortgage

Document Number0000098637
DateNov 12, 2025
Instrument98637
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateDec 6, 2023
Property Address98 PENN AVE, WORCESTER, MA 01604-4287
Document Number069963-315
Book / Page69963 / 315
Instrument DateNov 30, 2023
Instrument102153
Transaction TypeTransfer
Record UpdatedDec 22, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address378 NEW BOSTON RD, STURBRIDGE, MA 01566-1389

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address98 PENN AVE, WORCESTER, MA 01604-4287
Document Number61802-136
Instrument DateJan 22, 2020
Transaction TypeMortgage
Record UpdatedNov 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 PENN AVE WORCESTER MA 016044287, WORCESTER, MA 01604-4287

Mortgage

Document Number61802-136
DateJan 28, 2020
Book Page061802/000136
Instrument8727
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJan 27, 2035

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateJul 23, 2018
Property Address98 PENN AVE, WORCESTER, MA 01604-4287
Document Number59137-364
Book / Page059137 / 000364
Instrument DateJul 21, 2018
Instrument74907
Transaction TypeTransfer
Record UpdatedAug 21, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address378 NEW BOSTON RD STURBRIDGE MA 015661389, STURBRIDGE, MA 01566-1389

Mortgage

Document Number59137-367
DateJul 23, 2018
Book Page059137/000367
Instrument74908
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
Agreement
AmountAmount Recorded
Term360 Months
DueJul 22, 2048

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,728.00 (+12.3%)$510,100 (+22.09%) Land $52,900 Building $457,200
2023$5,991.00$417,800 Land $42,400 Building $375,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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