98 Penarrow Dr, Tonawanda, NY 14150 Property Records

Erie County and Tonawanda City property record for 98 Penarrow Dr, Tonawanda, NY 14150

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 925 sqft · built 1958
Lot Size0.166 acres (7,200 sqft)
OwnerIndividual Name on Record
Tax Bill$2,671 (2026)
Deeds & MortgagesJul 2020 Mortgage
Aug 2018 Transfer
Flood ZoneZone X (minimal risk)
APN003-1085046

Property Details

APN / Parcel Number

Primary APN003-1085046
Alternative APNs
  • 16000530700004020000
  • 141600 53.07-4-20

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area925 sqft Living Area
1st Floor Area925 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area7,200 sqft (0.166 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Canopy240 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number003-1085046
Street Address98 PENARROW DR
CityTONAWANDA
StateNY
Zip14150-4227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1166P59FT E LUKSIN GL 36 79 MC2065 L382 6O X 12O
Legal Block4
Legal Lot Number20.000
JurisdictionERIE NY
Township / Civil DivisionTONAWANDA
Census Block Group3
Census Block3016
Census Tract7600

Owner

Source: Erie County and Tonawanda City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address98 PENARROW DR, TONAWANDA, NY 14150-4227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER
Aug 14, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 1, 2018
Transfer Doc0113331773
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address98 PENARROW DR, TONAWANDA, NY 14150-4227
Document Number0139486743
Instrument DateJul 6, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 PENARROW DR TONAWANDA NY 141504227, TONAWANDA, NY 14150-4227

Mortgage

Document Number0139486743
DateJul 27, 2020
Book Page013948/006743
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 26, 2035

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionERIE NY
Recording DateAug 14, 2018
Property Address98 PENARROW DR, TONAWANDA, NY 14150-4227
Document Number0113331773
Book / Page11333 / 1773
Instrument DateAug 1, 2018
Instrument2018161592
Transaction TypeTransfer
Record UpdatedApr 14, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address98 PENARROW DR, 98, TONAWANDA, NY 14150-4227

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 PENARROW DR, TONAWANDA, NY 14150-4227

Tax Assessment & Valuation

Source: Erie County and Tonawanda City assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
MunicipalityTonawanda City
Unified School DistrictTonawanda City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,671.00 (-7.22%) Homeowner's exemption
2025$2,879.00 (-39.86%)$171,000 (-) Land $18,800 Building $152,200$196,600 (+6.91%) Land $21,615 Building $174,985
2024$4,787.00 Homeowner's exemption$171,000 (-) Land $18,800 Building $152,200$183,900 (+7.54%) Land $20,218 Building $163,682
2023Homeowner's exemption$171,000 Land $18,800 Building $152,200$171,000 Land $18,800 Building $152,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1979–1989)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 1989

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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