Shelby County property record for 98 Pea Rdg Rd, Waddy, KY 40076
| Property Type | Single Family Home |
|---|---|
| Details | 2,724 sqft · built 2004 |
| Lot Size | 5.71 acres (248,728 sqft) |
| Owner | Individual Name on File |
| Last Sale | $454,900 (Jul 2021) |
| Tax Bill | $4,770 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-00-019D |
| Primary APN | 064-00-019D |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,724 sqft Living Area |
| Basement Area | 1,020 sqft |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 248,728 sqft (5.71 acres) |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 312 sqft |
| Deck Area | 992 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 0054201 |
|---|---|
| Street Address | 98 PEA RIDGE RD |
| City | WADDY |
| State | KY |
| Zip | 40076-6154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BURK FM-PEA RIDGE TR 6 5.71 AC |
| Legal Subdivision | BURK FARM |
| Legal Tract | 6 |
| Jurisdiction | SHELBY KY |
| Township / Civil Division | HARRISONVILLE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 40101 |
98 Pea Rdg Rd is owned and occupied by an individual who bought it in July 2021.
Source: Shelby County records, as of February 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 98 PEA RIDGE RD, WADDY, KY 40076-6154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2021 · Amount on File |
| Deed Sale | Jul 23, 2021 · Amount on File |
| Deed Document Number | 475180 |
| Deed Book / Page | D0685 / 603 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY KY |
| Recording Date | Jul 23, 2021 |
| Property Address | 98 PEA RIDGE RD, WADDY, KY 40076-6154 |
| Document Number | D0685/603 |
| Book / Page | D0685 / 603 |
| Map Reference | CAB 4 SL 200 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 475180 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1448 TINA DR APT 211, 1448, NAVARRE, FL 32566-7248 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 98 PEA RIDGE RD, WADDY, KY 40076-6154 |
| Document Number | 475181 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 475181 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 98 Pea Rdg Rd was $4,770.
Source: Shelby County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,770.00 | $429,900 | $429,900 |
| 2023 | $4,886.00 | $429,900 | $429,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Pea Rdg Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Pea Rdg Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | TAYLORSVILLE WATER WORKS |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Bluegrass Fiber Fixed Wireless | 50 / 10 |
May also be available: All Points Broadband.
4G LTE (outdoors only), no 5G reported
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