St. Lawrence County and Louisville Town property record for 98 Patterson Rd, Massena, NY 13662
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,779 sqft · built 2023 |
| Lot Size | 5.6 acres (243,936 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,922 (2026) |
| Deeds & Mortgages | Aug 2023 Construction Loan Dec 2023 Mortgage + 1 more |
| APN | 405289 15.002-5-5 |
| Primary APN | 405289 15.002-5-5 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,779 sqft Living Area |
| 1st Floor Area | 1,779 sqft |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 243,936 sqft (5.6 acres) |
| Lot Dimensions | 636 ft deep x 399 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 205 sqft |
| Account Number | 405289 15.002-5-5 |
|---|---|
| Street Address | 98 PATTERSON RD |
| City | MASSENA |
| State | NY |
| Zip | 13662-3147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 5 |
| Legal Lot Number | 5.000 |
| Jurisdiction | ST LAWRENCE NY |
| Township / Civil Division | LOUISVILLE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 490400 |
98 Patterson Rd is owned and occupied by two individuals.
Source: St. Lawrence County and Louisville Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 PATTERSON RD, MASSENA, NY 13662-3147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed of Trust, Mortgage · Construction Mortgage MASSENA SLA |
| Dec 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MASSENA SLA |
| Aug 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MASSENA SLA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 98 PATTERSON RD, MASSENA, NY 13662-3147 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16 COVENTRY DR, MASSENA, NY 13662-1603 |
| Document Number | 0000010616 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | R-2023-00010616 |
| Name | MASSENA SLA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 98 PATTERSON RD, MASSENA, NY 13662-3147 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16 COVENTRY DR, MASSENA, NY 13662-1603 |
| Document Number | 0000016205 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | R-2023-00016205 |
| Name | MASSENA SLA |
|---|---|
| Type | Bank |
| Address | 13882 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Jan 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 10.5% |
| Index | Other |
| Max Rate | 13.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 98 PATTERSON RD, MASSENA, NY 13662-3147 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16 COVENTRY DR, MASSENA, NY 13662-1603 |
| Document Number | 0000010615 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | R-2023-00010615 |
| Name | MASSENA SLA |
|---|---|
| Type | Bank |
| Address | MASSENA, NY 13662 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 295 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 10.5% |
| Index | 5-Year CMT |
| Max Rate | 13.5% |
The 2026 property tax bill for 98 Patterson Rd was $8,922.
Source: St. Lawrence County and Louisville Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | St. Lawrence County |
| County Subdivision | Louisville Town |
| Unified School District | Massena Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,922.00 | ||
| 2025 | $385,000 Land $66,900 Building $318,100 | $385,000 Land $66,900 Building $318,100 | |
| 2024 | $5,916.00 | ||
| 2023 | $21,000 Land $21,000 | $32,308 Land $32,308 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 98 Patterson Rd; there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 4 (1999–2014) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Patterson Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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