98 Park St, Mount Clemens, MI 48043 Property Records

Macomb County property record for 98 Park St, Mount Clemens, MI 48043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,822 sqft
Lot Size	0.073 acres (3,180 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,016 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-11-11-480-019`

Property Details

APN / Parcel Number

Primary APN	`05-11-11-480-019`
Alternative APN	`1111480019`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,822 sqft Living Area
1st Floor Area	911 sqft
Basement Area	911 sqft

Exterior

Exterior Material	Combination
Lot Area	3,180 sqft (0.073 acres)
Lot Dimensions	80 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	98 PARK ST
City	MOUNT CLEMENS
State	MI
Zip	48043-5761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-B
Legal Description	ASSESSORS PLAT NO 8 LOT 44, ALSO 1/2 AVC ALLEY ADJ REAR. 3/21/05.
Legal Subdivision	A P 08 MT CLEMENS
Legal Lot Number	44
Jurisdiction	MACOMB MI
Township / Civil Division	MOUNT CLEMENS
Census Block Group	2
Census Block	2015
Census Tract	245000

Owner

98 Park St is owned and occupied by two individuals who acquired it in July 2021.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 PARK ST, MOUNT CLEMENS, MI 48043-5761
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN UNITED CU
Jul 27, 2021	Intrafamily Transfer, Transfer
Jun 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 26, 2021
Transfer Doc	0002214945
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	98 PARK ST, MOUNT CLEMENS, MI 48043-5761
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 PARK ST, MOUNT CLEMENS, MI 48043-5761

Mortgage

Document Number	2200119741
Date	Oct 20, 2022
Book Page	28867/206
Instrument	202200119741

Lender

Name	MICHIGAN UNITED CU
Type	Credit Union
Address	UTICA, MI 48315

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 19, 2037

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Jul 27, 2021
Property Address	98 PARK ST, MOUNT CLEMENS, MI 48043-5761
Document Number	2102214945
Book / Page	27887 / 833
Map Reference	LB 13 PG 12
Instrument Date	Jul 26, 2021
Instrument	202102214945
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	98 PARK ST, MOUNT CLEMENS, MI 48043-5761

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 29, 2020
Property Address	98 PARK ST, MOUNT CLEMENS, MI 48043-5761
Document Number	0000072874
Book / Page	026797 / 000430
Instrument Date	May 29, 2020
Instrument	72874
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	98 PARK ST MOUNT CLEMENS MI 480435761, MOUNT CLEMENS, MI 48043-5761

Tax Assessment & Valuation

The 2025 property tax bill for 98 Park St was $2,016 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Mount Clemens City
Unified School District	Mount Clemens Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,600	$169,200
2025	$2,016.00
2023		$56,500	$113,000
2022	$1,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Park St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1986)
Most Recent Claim	Mar 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 98 Park St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT CLEMENS serves 16,314 people · EPA ID MI0004510
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Organic carbon removal Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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