98 Panterra Way, Spring, TX 77382 Property Records

Montgomery County property record for 98 Panterra Way, Spring, TX 77382

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,283 sqft · built 2008
Lot Size0.132 acres (5,769 sqft)
OwnerIndividual Name on Record
Last Sale$325,300 (Jul 2021)
Tax Bill$7,785 (2025)
Deeds & MortgagesJul 2021 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN9699-74-03200

Property Details

APN / Parcel Number

Primary APN9699-74-03200
Alternative APN
  • R362753

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,283 sqft Living Area
Gross Area2,683 sqft
1st Floor Area1,488 sqft
2nd Floor Area795 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area5,769 sqft (0.132 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address98 PANTERRA WAY
CitySPRING
StateTX
Zip77382-2899
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS969974 - WDLNDS VIL STERLING RIDGE 74, BLOCK 1, LOT 32
Legal SubdivisionWDLNDS VIL STERLING RIDGE 74
Legal Block1
Legal Lot Number32
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1002
Census Tract690606

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressCOLONIA EL ROSARIO COYACAN, CUIDAD, MX
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2021Vendor's Lien, Transfer · Conventional Mortgage
SPIRIT OF TEXAS BANK SSB
Oct 15, 2018Vendor's Lien, Transfer
CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2021 · Amount on Record
Deed SaleJul 16, 2021 · Amount on Record
Prior SaleOct 15, 2018 · Amount on Record
Deed Document Number202197856
Prior Transfer DateJul 14, 2021
Prior Transfer Doc0000097856
Record UpdatedOct 29, 2026

July 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateJul 16, 2021
Property Address98 PANTERRA WAY, SPRING, TX 77382-2899
Document Number0000097856
Map ReferenceCAB Z SH 464
Instrument DateJul 14, 2021
Instrument2021097856
Transaction TypeTransfer
Record UpdatedMay 11, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 PANTERRA WAY, THE WOODLANDS, TX 77382-2899

Mortgage

Document Number0000097857
DateJul 16, 2021
Instrument2021097857
Lender
NameSPIRIT OF TEXAS BANK SSB
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 14, 2051
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateJul 14, 2026
Min Rate At Change4.5%
Max Rate At Change6.5%
Margin1
Max Rate10.5%

October 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateOct 15, 2018
Property Address98 PANTERRA WAY, SPRING, TX 77382-2899
Document Number0000099855
Map ReferenceCAB Z SH464
Instrument DateOct 12, 2018
Instrument2018099855
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyGREAT AMERICAN TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 PANTERRA WAY, THE WOODLANDS, TX 77382-2899

Mortgage

Document Number0000099856
DateOct 15, 2018
Instrument2018099856
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$407,995 (-4.31%) Land $60,000 Building $347,995$407,995 (-4.31%) Land $60,000 Building $347,995
2025$7,785.00 (-0.37%)$426,370 (+0.32%) Land $60,000 Building $366,370$426,370 (+0.32%) Land $60,000 Building $366,370
2024$7,814.00 (+16.28%)$425,030 (+5.01%) Land $60,000 Building $365,030$425,030 (+5.01%) Land $60,000 Building $365,030
2023$6,720.00$404,750 Land $60,000 Building $344,750$404,750 Land $60,000 Building $344,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 46
serves 24,399 people · EPA ID TX1700348
Water SourcePurchased surface water from SJRA THE WOODLANDS
Last State InspectionJan 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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