San Luis Obispo County property record for 98 Pacific Ave, Cayucos, CA 93430
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,630 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-121-009 |
| Primary APN | 064-121-009 |
|---|
| Lot Area | 6,250 sqft (0.144 acres) |
|---|
| Street Address | 98 PACIFIC AVE |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF |
| Legal Description | PR BCH 1 BL 1 LT 12 |
| Legal Subdivision | PASO ROBLES BEACH 01 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 10504 |
98 Pacific Ave is owned by a company that acquired it in September 1999 and is owner-occupied.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 98 PACIFIC AVE, CAYUCOS, CA 93430-1644 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 14, 1999 |
| Transfer Doc | 0000067703 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 98 Pacific Ave was $3,630 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $351,543 (+2%) Land $134,854 Building $216,689 | |
| 2025 | $3,630.00 Homeowner's exemption | $344,651 Land $132,210 Building $212,441 |
| 2023 | $3,554.00 (+1.8%) Homeowner's exemption | $331,270 Land $127,077 Building $204,193 |
| 2022 | $3,491.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 98 Pacific Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 individual policies |
| Nearby Flood Policies | 33 units insured incl. 12 condo units |
| Nearby Flood Claims | 7 (1998–2023) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Oct 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Pacific Ave is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people · EPA ID CA4010006 |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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