98 Oxbow Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 98 Oxbow Rd, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,645 sqft · built 1960
Lot Size	0.922 acres (40,145 sqft)
Owner	Individual Name on File
Tax Bill	$3,487 (2026)
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:022A B:000E L:0000006`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:022A B:000E L:0000006`
Alternative APN	`CHRL M:022A B:000E L:0000006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,645 sqft Living Area
Gross Area	2,904 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	40,145 sqft (0.922 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	98 OXBOW RD
City	CHARLTON
State	MA
Zip	01507-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	E
Legal Lot Number	6
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	1
Census Block	1040
Census Tract	756102

Owner

98 Oxbow Rd is owned and occupied by an individual who acquired it in December 2025.

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	98 OXBOW RD, CHARLTON, MA 01507-1544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 9, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 9, 2025
Transfer Doc	0072943-61
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Dec 9, 2025
Property Address	98 OXBOW RD, CHARLTON, MA 01507-1544
Document Number	072940-207
Book / Page	72940 / 207
Instrument Date	Dec 9, 2025
Instrument	107488
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 OXBOW RD, CHARLTON, MA 01507-1544

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Dec 9, 2025
Property Address	98 OXBOW RD, CHARLTON, MA 01507-1544
Document Number	0072943-61
Book / Page	72943 / 61
Instrument Date	Dec 9, 2025
Instrument	107677
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 OXBOW RD, CHARLTON, MA 01507-1544

Tax Assessment & Valuation

The 2026 property tax bill for 98 Oxbow Rd was $3,487, up 1.7% from the year before.

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,487.00 (+1.69%)	$318,700 (+3.44%) Land $77,100 Building $241,600	$462,840
2025	$3,429.00 (+2.79%)	$308,100 (+4.72%) Land $74,300 Building $233,800
2024	$3,336.00	$294,200 Land $71,500 Building $222,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Oxbow Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Oxbow Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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