98 Otha Holt Rd, Milan, TN 38358 Property Records

Gibson County property record for 98 Otha Holt Rd, Milan, TN 38358

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,620 sqft · built 2025
Lot Size	2.71 acres (118,048 sqft)
Owner	Individual Name on File
Last Sale	$96,000 (Jul 2023)
Tax Bill	$1,612 (2025)
Deeds & Mortgages	Aug 2024 Construction Loan Apr 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027162 00284`

Property Details

APN / Parcel Number

Primary APN	`027162 00284`
Alternative APN	`162 00284`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,620 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2025
Exterior Material	Metal
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	118,048 sqft (2.71 acres)
Garage Type	Finished
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	98 OTHA HOLT RD
City	MILAN
State	TN
Zip	38358-6200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: M88
Jurisdiction	GIBSON TN
Township / Civil Division	1
Census Block Group	3
Census Block	3012
Census Tract	967100

Owner

98 Otha Holt Rd is owned by an individual who acquired it in April 2024.

Source: Gibson County records, as of January 28, 2026

Owner of Record	Individual Name on File
Mailing Address	42 WILLOWRIDGE CIR, JACKSON, TN 38305-1865
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2024	Deed of Trust, Mortgage · Construction Mortgage CENTENNIAL BANK
Apr 9, 2024	Intrafamily Transfer, Transfer
Jul 20, 2023	Warranty Deed, Transfer
Jul 20, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on File
Deed Sale	Jul 20, 2023 · Amount on File
Prior Sale	Jul 20, 2023 · Amount on File
Deed Document Number	0000226706
Deed Book / Page	1094 / 159
Last Transfer Date	Apr 9, 2024
Transfer Doc	0000232624
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Property Address	98 OTHA HOLT RD, MILAN, TN 38358-6200
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 WILLOWRIDGE CIR, JACKSON, TN 38305-1865

Mortgage

Document Number	0000236046
Date	Aug 29, 2024
Book Page	1108/623
Instrument	236046

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	388 US HIGHWAY 45 W, HUMBOLDT, TN 38343

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	191 Months
Due	Jul 2, 2040

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GIBSON TN
Recording Date	Apr 9, 2024
Property Address	98 OTHA HOLT RD, MILAN, TN 38358-6200
Document Number	0000232624
Book / Page	1102 / 2396
Instrument Date	Apr 9, 2024
Instrument	232624
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 WILBON RIDGE, JACKSON, TN 38305

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GIBSON TN
Recording Date	Jul 20, 2023
Property Address	98 OTHA HOLT RD, MILAN, TN 38358-6200
Document Number	0000226706
Book / Page	1094 / 159
Instrument Date	Jul 19, 2023
Instrument	226706
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount on Record
Tax	$355.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 WILLOWRIDGE CIR, JACKSON, TN 38305-1865

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GIBSON TN
Recording Date	Jul 20, 2023
Property Address	98 OTHA HOLT RD, MILAN, TN 38358-6200
Document Number	0000226705
Book / Page	1094 / 156
Instrument Date	Jul 11, 2023
Instrument	226705
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 STILL MATRY LANE, MORGAN, GA 39866

Tax Assessment & Valuation

The 2025 property tax bill for 98 Otha Holt Rd was $1,612.

Source: Gibson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Gibson County
Unified School District	Gibson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,612.00	$75,075 Land $12,175 Building $62,900
2024			$300,300 Land $48,700 Building $251,600
2022		$8,800 Land $8,800	$35,200 Land $35,200
2021	$268.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 98 Otha Holt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Otha Holt Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIBSON CO MUNI WATER DIST #5 serves 2,864 people · EPA ID TN0000815
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Gibson Connect.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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