Warren County property record for 98 Old Oregon Rd, Front Royal, VA 22630
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,687 sqft · built 1980 |
| Lot Size | 1.05 acres (46,130 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jan 2022) |
| Tax Bill | $2,499 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15/H/1/6 |
| Primary APN | 15/H/1/6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,687 sqft Living Area |
| Gross Area | 3,740 sqft |
| 1st Floor Area | 1,421 sqft |
| Basement Area | 1,421 sqft |
| Finished Basement | 699 sqft |
| Unfinished Basement | 1,421 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 46,130 sqft (1.05 acres) |
| Terrain | Rolling |
| Deck Area | 504 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 6028 |
|---|---|
| Old Parcel Number | 15H 1 6 |
| Street Address | 98 OLD OREGON RD |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-3266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | L 6 SHEN FARMS CAMELS BACK SEC |
| Legal Subdivision | SHENANDOAH FARMS SAN DIST |
| Legal Lot Number | 6 |
| Jurisdiction | WARREN VA |
| Township / Civil Division | SHENANDOAH |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20102 |
98 Old Oregon Rd is owned and occupied by an individual who bought it in January 2022.
Source: Warren County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 OLD OREGON RD, FRONT ROYAL, VA 22630-3266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed, Transfer · FHA Mortgage MORTGAGE ONE SOLUTIONS INC |
| Sep 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage APPLE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2022 · Amount on File |
| Deed Sale | Jan 14, 2022 · Amount on File |
| Prior Sale | May 21, 2013 · Amount on File |
| Deed Document Number | 2022327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Jan 14, 2022 |
| Property Address | 98 OLD OREGON RD, FRONT ROYAL, VA 22630-3266 |
| Document Number | 0220000327 |
| Map Reference | MB 215 PG 133 |
| Instrument Date | Jan 13, 2022 |
| Instrument | 220000327 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Title Company | REALTY TITLE INC, REALTY TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 98 OLD OREGON RD, FRONT ROYAL, VA 22630-3266 |
| Document Number | 0220000328 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 220000328 |
| Name | MORTGAGE ONE SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 98 OLD OREGON RD, FRONT ROYAL, VA 22630-3266 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | TANDEM TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 190004649 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 190004649 |
| Name | APPLE FCU |
|---|---|
| Type | Credit Union |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
The 2026 property tax bill for 98 Old Oregon Rd was $2,499, up 18.8% from the year before.
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,499.00 (+18.83%) | $439,200 (-) Land $65,400 Building $373,800 | |
| 2025 | $2,103.00 (+34.21%) | $439,200 (+37.29%) Land $65,400 Building $373,800 | $439,200 (+37.29%) Land $65,400 Building $373,800 |
| 2024 | $1,567.00 | $319,900 (-) Land $57,500 Building $262,400 | $319,900 (-) Land $57,500 Building $262,400 |
| 2023 | $319,900 Land $57,500 Building $262,400 | $319,900 Land $57,500 Building $262,400 | |
| 2022 | $1,567.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Old Oregon Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (2003–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Old Oregon Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
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