Westbrook Town property record for 98 Old Mail Trl, Westbrook, CT 06498
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,216 sqft · built 1951 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $775,000 (Oct 2024) |
| Tax Bill | $4,688 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | WBRO M:195 L:033 |
| Primary APN | WBRO M:195 L:033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,216 sqft Living Area |
| Gross Area | 2,130 sqft |
| 1st Floor Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Cooling System | HVAC |
|---|
| Account Number | S0313100 |
|---|---|
| Street Address | 98 OLD MAIL TRL |
| City | WESTBROOK |
| State | CT |
| Zip | 06498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HDR |
| Legal Lot Number | 33 |
| Jurisdiction | WESTBROOK CT |
| Township / Civil Division | WESTBROOK |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 680102 |
98 Old Mail Trl is owned and occupied by an individual who bought it in October 2024.
Source: Westbrook Town records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 OLD MAIL TRL, WESTBROOK, CT 06498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage TOTAL MORTGAGE SERVICES LLC |
| Oct 21, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Aug 6, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2024 · Amount on File |
| Deed Sale | Oct 21, 2024 · Amount on File |
| Prior Sale | Aug 6, 2020 · Amount on File |
| Deed Book / Page | 384 / 560 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK CT |
| Property Address | 98 OLD MAIL TRL, WESTBROOK, CT 06498 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000388-900 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 388/900 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTBROOK CT |
| Recording Date | Oct 21, 2024 |
| Property Address | 98 OLD MAIL TRL, WESTBROOK, CT 06498 |
| Document Number | 000384-560 |
| Book / Page | 384 / 560 |
| Instrument Date | Oct 18, 2024 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 OLD MAIL TRL, WESTBROOK, CT 06498 |
| Document Number | 0000384563 |
|---|---|
| Date | Oct 21, 2024 |
| Instrument | 384/563 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTBROOK CT |
| Recording Date | Aug 6, 2020 |
| Property Address | 98 OLD MAIL TRL, WESTBROOK, CT 06498 |
| Document Number | 361-720 |
| Book / Page | 361 / 720 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 98 OLD MAIL TRL, WESTBROOK, CT 06498 |
| Document Number | 361722 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 361/722 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 98 Old Mail Trl was $4,688.
Source: Westbrook Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Westbrook Town |
| Unified School District | Westbrook School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,688.00 | $208,340 Land $126,730 Building $81,610 | $145,838 Land $88,711 Building $57,127 |
| 2024 | $4,688.00 (+5.54%) | ||
| 2023 | $4,442.00 (+2.71%) | $208,340 (-) Land $126,730 Building $81,610 | |
| 2022 | $4,325.00 | $208,340 Land $126,730 Building $81,610 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 98 Old Mail Trl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 98 Old Mail Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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