Middlesex County and Natick Town property record for 98 Oak St, Natick, MA 01760 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,240 sqft · built 1945 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Jun 2019) |
| Tax Bill | $14,602 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Jun 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00000247 |
| Primary APN | 21-00000247 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,240 sqft Living Area |
| 1st Floor Area | 713 sqft |
| Basement Area | 280 sqft |
| Unfinished Basement | 280 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,001 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 21-00000247 |
|---|---|
| Street Address | 98 OAK ST |
| City | NATICK |
| State | MA |
| Zip | 01760-1937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 382100 |
Source: Middlesex County and Natick Town records · APN 21-00000247
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 OAK ST, NATICK, MA 01760-1937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 01, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Jun 24, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jun 28, 2019 | Quit Claim Deed, Transfer METRO CU |
| Sep 13, 2018 | Quit Claim Deed, Transfer CENTRAL ONE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Prior Sale | Sep 13, 2018 · Amount on Record |
| Deed Book / Page | 72849 / 448 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 98 OAK ST, NATICK, MA 01760-1937 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0076844-10 |
|---|---|
| Date | Feb 01, 2021 |
| Book Page | 76844/10 |
| Instrument | 22635 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 98 OAK ST, NATICK, MA 01760-1937 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0078088-28 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 78088/28 |
| Instrument | 142678 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Jun 28, 2019 |
| Property Address | 98 OAK ST, NATICK, MA 01760-1937 |
| Document Number | 72849-448 |
| Book / Page | 072849 / 000448 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 91303 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,104.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 98 OAK ST NATICK MA 017601937, NATICK, MA 01760-1937 |
| Document Number | 72849-452 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 072849/000452 |
| Instrument | 91304 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jun 27, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Sep 13, 2018 |
| Property Address | 98 OAK ST, NATICK, MA 01760-1937 |
| Document Number | 71612-350 |
| Book / Page | 71612 / 350 |
| Instrument | 141825 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54.54 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 716120358 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | 71612/0358 |
| Name | CENTRAL ONE FCU |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|
Source: Middlesex County and Natick Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,602.00 (+4.61%) | $1,220,900 (+7.23%) Land $382,500 Building $838,400 | $1,196,240 |
| 2024 | $13,959.00 (+6.77%) | $1,138,600 (+10.08%) Land $360,000 Building $778,600 | |
| 2023 | $13,074.00 | $1,034,300 Land $346,500 Building $687,800 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173821003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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