98 Oak Forest Cir, Charlottesville, VA 22901 Property Records

Albemarle County property record for 98 Oak Forest Cir, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,325 sqft · built 1982
Lot Size	0.327 acres (14,231 sqft)
Owner	Company Name on Record
Last Sale	$472,000 (Mar 2023)
Tax Bill	$4,777 (2026)
Deeds & Mortgages	Mar 2023 Sale Mar 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`061W1-00-0A-01900`

Property Details

APN / Parcel Number

Primary APN	`061W1-00-0A-01900`
Alternative APN	`24562`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,325 sqft Finished Area
Basement Area	1,225 sqft
Finished Basement	919 sqft
Unfinished Basement	306 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2020
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	14,231 sqft (0.327 acres)
View / Lot	Proximity to Airport
Deck Area	112 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	98 OAK FOREST CIR
City	CHARLOTTESVILLE
State	VA
Zip	22901-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	OAK FOREST BLK A LOT 19 PH-1
Legal Subdivision	OAK FOREST
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	2
Census Block	2000
Census Tract	10701

Owner

Source: Albemarle County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	315 OLD RIVER RD, 8, MANVILLE, RI 02838-1061
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Mar 22, 2023	Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Feb 28, 2020	Deed of Trust, Mortgage · VA Mortgage WATERSTONE MTG
Dec 4, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2023 · Amount on Record
Deed Sale	Mar 22, 2023 · Amount on Record
Prior Sale	Mar 3, 2020 · Amount on Record
Deed Document Number	20232204
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 22, 2023
Property Address	98 OAK FOREST CIR, CHARLOTTESVILLE, VA 22901-1608
Document Number	202300002204
Map Reference	MB 5283 PG 735
Instrument Date	Mar 20, 2023
Instrument	202300002204
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$514.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 OLD RIVER RD UNIT 8, 8, MANVILLE, RI 02838-1061

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 22, 2023
Property Address	98 OAK FOREST CIR, CHARLOTTESVILLE, VA 22901-1608
Document Number	202300002204
Map Reference	MB 5283 PG 735
Instrument Date	Mar 20, 2023
Instrument	202300002204
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$514.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 OLD RIVER RD UNIT 8, 8, MANVILLE, RI 02838-1061

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	98 OAK FOREST CIR, CHARLOTTESVILLE, VA 22901-1608
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	CLOSURE TITLE SETTLEMENT COMPANY, CLOSURE TITLE SETTLEMENT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	98 OAK FOREST CIR CHARLOTTESVILLE VA 229011608, CHARLOTTESVILLE, VA 22901-1608

Mortgage

Document Number	2410
Date	Mar 3, 2020
Book Page	005283/000736
Instrument	2410

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 4, 2018
Property Address	98 OAK FOREST CIR, CHARLOTTESVILLE, VA 22901-1608
Document Number	0000013251
Book / Page	005118 / 000608
Instrument Date	Nov 28, 2018
Instrument	13251
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	611 STAGE JUNCTION RD COLUMBIA VA 23038, COLUMBIA, VA 23038

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,777.00 (+14.15%)	$534,300 (+3.85%) Land $149,000 Building $385,300	$534,300 (+3.85%) Land $149,000 Building $385,300
2025	$4,185.00 (-4.73%)
2023	$4,393.00 (+25.34%)	$514,500 Land $125,000 Building $389,500	$514,500 Land $125,000 Building $389,500
2022	$3,505.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Brightspeed, T-Mobile, Ting.

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