Polk County property record for 98 N Trade St, Tryon, NC 28782
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,071 sqft · built 1925 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Jul 2026) |
| Tax Bill | $588 (2026) |
| Deeds & Mortgages | Jul 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | T11-J8 |
| Primary APN | T11-J8 |
|---|---|
| Alternative APN |
|
| Total Rooms | 3 Rooms |
|---|---|
| Building Area | 1,071 sqft Finished Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Roof Type | Flat |
| Roof Material | Shingle |
| Lot Area | 3,485 sqft (0.08 acres) |
| Cooling System | HVAC |
|---|
| Account Number | 18254 |
|---|---|
| Street Address | 98 N TRADE ST |
| City | TRYON |
| State | NC |
| Zip | 28782-6656 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | M |
| Legal Description | T11G, 0T82 TRYON AREA 82 |
| Legal Subdivision | TRYON AREA 82 |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 920304 |
98 N Trade St, a commercial property, is owned by two individuals who bought it in July 2026.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 470 MELROSE AVENUE EXT, TRYON, NC 28782-3299 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2026 · Amount on File |
| Deed Sale | Jul 29, 2026 · Amount on File |
| Prior Sale | Nov 27, 2002 · Amount on File |
| Deed Book / Page | 501 / 781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jul 29, 2026 |
| Property Address | 98 N TRADE ST, TRYON, NC 28782-6656 |
| Document Number | 0501000781 |
| Book / Page | 501 / 781 |
| Instrument Date | Jul 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $23,230.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 98 N Trade St was $588.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Tryon Town |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $588.00 | $127,169 (-) Land $48,000 Building $79,169 | $127,169 (-) Land $48,000 Building $79,169 |
| 2025 | $588.00 | $127,169 Land $48,000 Building $79,169 | $127,169 Land $48,000 Building $79,169 |
| 2023 | $597.00 | $104,325 Land $40,000 Building $64,325 | |
| 2021 | $104,325 Land $40,000 Building $64,325 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 N Trade St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 N Trade St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRYON serves 5,494 people · EPA ID NC0175010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
May also be available: Pangaea Internet.
5G (outdoors only) and 4G LTE
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