Martin County property record for 98 N Sewalls Point Rd, Stuart, FL 34996
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,486 sqft · built 2012 |
| Lot Size | 1.03 acres (44,997 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Mar 2011) |
| Tax Bill | $19,845 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 35-37-41-000-000-0015.0-0-0000 |
| Primary APN | 35-37-41-000-000-0015.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 3,486 sqft Living Area |
| Gross Area | 4,291 sqft |
| 1st Floor Area | 2,266 sqft |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 44,997 sqft |
| Lot Dimensions | 100 ft deep x 119 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 805 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 1,091 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 9379 |
|---|---|
| Street Address | 98 N SEWALLS POINT RD |
| City | STUART |
| State | FL |
| Zip | 34996-6516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | S 119.41 OF N 483.73 OF GOV LOT 2 LYING E OF SEWALLS PT RD |
| Legal Range | 41E |
| Legal Township | 37S |
| Legal Section | 35 |
| Legal Subdivision | TOWN OF SEWALLS POINT |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 502 |
98 N Sewalls Point Rd is owned and occupied by two individuals who bought it in March 2011.
Source: Martin County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 N SEWALLS POINT RD, STUART, FL 34996-6516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage LIVE OAK BANKING COMPANY |
| Dec 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FINANCIAL LLC |
| Dec 26, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2011 · Amount on File |
| Deed Sale | Mar 15, 2011 · Amount on File |
| Prior Sale | Jun 13, 2001 · Amount on File |
| Deed Document Number | 20112263789 |
| Deed Book / Page | 2507 / 119 |
| Prior Transfer Date | Mar 26, 2007 |
| Prior Transfer Doc | 0022391054 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 98 N SEWALLS POINT RD, STUART, FL 34996-6516 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 98 N SEWALLS POINT RD, STUART, FL 34996-6516 |
| Document Number | 0032871139 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 3287/1139 |
| Instrument | 2938075 |
| Name | LIVE OAK BANKING COMPANY |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28403 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jan 14, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 98 N SEWALLS POINT RD, SEWALLS POINT, FL 34996-6516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029651778 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 02965/1778 |
| Instrument | 2669906 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 98 N SEWALLS POINT RD, SEWALLS POINT, FL 34996-6516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030331462 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 3033/1462 |
| Instrument | 2731385 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 98 N Sewalls Point Rd was $19,845 with exemptions applied, down 0.7% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Municipality | Sewall's Point Town |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,845.00 (-0.71%) Homeowner's exemption Veteran's exemption | $1,287,377 | $2,592,390 Land $1,380,400 Building $1,211,990 |
| 2024 | $19,987.00 (+1.82%) | ||
| 2023 | $19,629.00 (+3.12%) Additional exemption filed | $1,214,657 (+3%) | $2,311,040 (+21.24%) Land $1,124,550 Building $1,186,490 |
| 2022 | $19,035.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $1,179,279 | $1,906,210 Land $910,350 Building $995,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 N Sewalls Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 75 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1979–2022) |
| Claims Outside the SFHA | 4 of 62 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 N Sewalls Point Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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