98 N Main St, Willard, UT 84340 Property Records

Box Elder County property record for 98 N Main St, Willard, UT 84340

Property Summary

Property Type	Single Family Home
Details	1,204 sqft · built 1918
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$479,734 (Mar 2025)
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2018 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-047-0100`

Property Details

APN / Parcel Number

Primary APN	`02-047-0100`
Alternative APN	`R0007355`

Interior

Stories	1 Story
Building Area	1,204 sqft Finished Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0007355
Street Address	98 N MAIN ST
City	WILLARD
State	UT
Zip	84340-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOT 14, BLOCK 08, PLAT A, WILLARD CITY SURVEY. BEG AT THE NW CORNER OF SAID BLOCK 08, EAST 4.01 CHAINS, SOUTH 1.186
Legal Subdivision	WILLARD CITY SURVEY
Legal Block	8
Legal Lot Number	14
Jurisdiction	BOX ELDER UT
Township / Civil Division	BRIGHAM CITY
Census Block Group	2
Census Block	2025
Census Tract	960801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Willard Historic District listed 1974 · 117 contributing resources · NRIS 74001933

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

98 N Main St is owned and occupied by two individuals who bought it in March 2025.

Source: Box Elder County records, as of July 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 N MAIN ST, WILLARD, UT 84340-9738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Nov 16, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ACADEMY MORTGAGE CORP
Mar 12, 2018	Deed of Trust, Mortgage TTMM LLC
Nov 16, 2018	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Aug 18, 2017	Warranty Deed, Transfer · Commercial Mortgage GUNLOCK CAPITAL LLC
Jun 6, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025 · Amount on File
Deed Sale	Mar 28, 2025 · Amount on File
Prior Sale	Nov 16, 2018 · Amount on File
Deed Document Number	2025485513
Deed Book / Page	1615 / 689
Prior Transfer Date	Jun 5, 2017
Prior Transfer Doc	1310/0252
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOX ELDER UT
Property Address	98 N MAIN ST, WILLARD, UT 84340-9738
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	AMERICAN SECURE TITLE BRIGHAM, AMERICAN SECURE TTL BRIGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1497/1424
Date	Oct 20, 2021
Book Page	1497/1424
Instrument	442013

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOX ELDER UT
Property Address	98 N MAIN ST, WILLARD, UT 84340-9738
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	AMERICAN SECURE TITLE TREMON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1356/0092
Date	Nov 16, 2018
Book Page	1356/0092
Instrument	390685

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOX ELDER UT
Property Address	98 N MAIN ST, WILLARD, UT 84340-9738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FOUNDERS TITLE COMPANY, FOUNDERS TITLE COMPANY LAYTO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1333/1790
Date	Mar 12, 2018
Book Page	1333/1790
Instrument	381366

Lender

Name	TTMM LLC
Type	Non-Lending Institution
Address	BOUNTIFUL, UT 84010

Agreement

Amount	Amount on Record

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOX ELDER UT
Recording Date	Nov 16, 2018
Property Address	98 N MAIN ST, WILLARD, UT 84340-9738
Document Number	1356/0157
Book / Page	1356 / 0157
Instrument Date	Nov 15, 2018
Instrument	390699
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	FOUNDERS TITLE COMPANY, FOUNDERS TITLE COMPANY LAYTO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	98 N MAIN ST, WILLARD, UT 84340-9738

Mortgage

Document Number	390684
Date	Nov 16, 2018
Instrument	390684

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOX ELDER UT
Recording Date	Aug 18, 2017
Property Address	98 N MAIN ST, WILLARD, UT 84340-9738
Document Number	1316/0914
Book / Page	1316 / 0914
Instrument Date	Aug 17, 2017
Instrument	374119
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	HERITAGE WEST, HERITAGE WEST TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 294, LAYTON, UT 84041-0294
Investor	Possibly a Property Investor

Mortgage

Document Number	374155
Date	Aug 18, 2017
Instrument	374155

Lender

Name	GUNLOCK CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BOX ELDER UT
Recording Date	Jun 6, 2017
Property Address	98 N MAIN ST, WILLARD, UT 84340-9738
Document Number	1310/0252
Book / Page	1310 / 0252
Instrument Date	Jun 5, 2017
Instrument	371472
Transaction Type	Foreclosure
Record Updated	Jun 6, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	256 N 100 W, WILLARD, UT 84340-9741

Tax Assessment & Valuation

The 2025 property tax bill for 98 N Main St was $1,841.

Source: Box Elder County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Box Elder County
Municipality	Willard City
Unified School District	Box Elder School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,646 (-41.86%) Land $84,700 Building $100,946	$337,539 (+5.7%) Land $154,000 Building $183,539
2025	$1,841.00	$319,323 Land $158,000 Building $161,323	$319,323 Land $158,000 Building $161,323
2023		$332,252 Land $165,000 Building $167,252	$332,252 Land $165,000 Building $167,252
2022	$1,460.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 98 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 N Main St is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 65% of Utah
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD CITY WATER SYSTEM serves 2,036 people · EPA ID UTAH02024
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	42 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Connext Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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