98 N Main St, Camden, OH 45311 Property Records

Preble County property record for 98 N Main St, Camden, OH 45311

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,686 sqft · built 1915
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Tax Bill	$1,229 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`J30-0002-009-00-001-000`

Property Details

APN / Parcel Number

Primary APN	`J30-0002-009-00-001-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,686 sqft Living Area
1st Floor Area	1,106 sqft
2nd Floor Area	580 sqft
Basement Area	290 sqft
Unfinished Basement	290 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 33 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	230 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	216 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	98 N MAIN ST
City	CAMDEN
State	OH
Zip	45311-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 N
Legal Subdivision	VILLAGE OF CAMDEN
Legal Lot Number	9
Jurisdiction	PREBLE OH
Township / Civil Division	SOMERS
Census Block Group	1
Census Block	1073
Census Tract	470102

Owner

Source: Preble County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	98 N MAIN ST, CAMDEN, OH 45311-1103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2025
Deed Sale	Dec 22, 2025
Prior Sale	Aug 9, 2010 · Amount on Record
Deed Document Number	20255469
Deed Book / Page	474 / 962
Prior Transfer Date	Dec 4, 2025
Prior Transfer Doc	000474/962
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PREBLE OH
Recording Date	Dec 22, 2025
Property Address	98 N MAIN ST, CAMDEN, OH 45311-1103
Document Number	000474/962
Book / Page	474 / 962
Instrument Date	Dec 4, 2025
Instrument	202500005469
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	UNKNOWN, SUMMIT SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 N MAIN ST, CAMDEN, OH 45311-1103

Mortgage

Document Number	202500005470
Date	Dec 22, 2025
Instrument	202500005470

Lender

Name	HFG HOLDINGS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Camden Village
County	Preble County
County Subdivision	Somers Township
Unified School District	Preble Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,229.00 (-1.21%) Homeowner's exemption	$31,150 (-) Land $3,710 Building $27,440
2024	$1,244.00 (+0.48%) Homeowner's exemption	$31,150 (-) Land $3,710 Building $27,440
2023	$1,238.00 (+17.79%) Homeowner's exemption	$31,150 (+25.86%) Land $3,710 Building $27,440	$89,000 (-) Land $10,600 Building $78,400
2022	$1,051.00 Homeowner's exemption	$24,750 Land $3,400 Building $21,350
2020			$89,000 Land $10,600 Building $78,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAMDEN serves 2,050 people · EPA ID OH6800112
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Brightspeed.

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