Montgomery County property record for 98 N Garnet Bend, Spring, TX 77382 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 5 Baths |
| Architecture Style | Conventional |
| Year Built | Built 2009 |
| Square Footage | 3,941 sqft Living Area |
| Lot Size | 10,079 sqft (0.231 acres) |
| Garage | Attached, 631 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $14,750.00 (2024) |
| Primary APN | 9699-08-01200 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Partial Baths | 2 Partial Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Building Area | 3,941 sqft Living Area |
| 1st Floor | 2,326 sqft 1st Floor |
| 2nd Floor | 1,615 sqft 2nd Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Stone Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,079 sqft (0.231 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 631 sqft Garage |
| Porch | Open Porch |
| Porch Area | 343 sqft Porch |
| Canopy Area | 40 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | R284650 |
|---|---|
| Street Address | 98 N GARNET BND |
| City | SPRING |
| State | TX |
| Zip | 77382-2645 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WDLNDS VIL STERLING RIDGE 08, BLOCK 1, LOT 12 |
| Legal Subdivision | WDLNDS VIL STERLING RIDGE 08 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | MONTGOMERY TX |
| Minor Civil Division | SOUTHEAST MONTGOMERY |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 690605 |
Source: Montgomery County records · APN 9699-08-01200
Assessment roll updated July 25, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 98 N GARNET BND, SPRING, TX 77382-2645 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| May 08, 2019 | Vendor's Lien, Transfer · Adjustable Rate Mortgage (ARM) JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 08, 2019 |
| Deed Sale | May 08, 2019 |
| Prior Sale | Jun 02, 2015 |
| Deed Doc Number | 2019038554 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 98 N GARNET BND, SPRING, TX 77382-2645 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2021 |
| Title Company | VERITAS TITLE INC, VERITAS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000133798 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021133798 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | May 08, 2019 |
| Property Address | 98 N GARNET BND, SPRING, TX 77382-2645 |
| Document Number | 0000038554 |
| Map Reference | CAB N SH 162 |
| Instrument Date | May 06, 2019 |
| Instrument | 2019038554 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 N GARNET BND, SPRING, TX 77382-2645 |
| Document Number | 0000038555 |
|---|---|
| Date | May 08, 2019 |
| Instrument | 2019038555 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Lender is also the Seller |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jun 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,014,200 (+1%) Land $160,000 Building $909,894 | $1,069,894 (+16.04%) Land $160,000 Building $909,894 | |
| 2024 | $14,750.00 (+9.69%) Homeowner's exemption | $922,000 (-) Land $160,000 Building $762,000 | $922,000 (-) Land $160,000 Building $762,000 |
| 2023 | $13,447.00 Homeowner's exemption | $922,000 Land $160,000 Building $762,000 | $922,000 Land $160,000 Building $762,000 |
98 N Garnet Bend is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Montgomery County (48339C), updated January 7, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 6th in Texas |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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