98 Murray Dr, Chester, NY 10918 Property Records

Orange County and Chester Town property record for 98 Murray Dr, Chester, NY 10918

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,412 sqft · built 1971
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Apr 2012)
Tax Bill	$12,854 (2024)
Deeds & Mortgages	Sep 2025 Refinance
Flood Zone	Zone X (minimal risk)
APN	`332289 22-3-1`

Property Details

APN / Parcel Number

Primary APN	`332289 22-3-1`
Alternative APNs	`228902200000030010000000` `22-3-1`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,412 sqft Living Area
Gross Area	2,604 sqft
1st Floor Area	1,812 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	87,120 sqft (2 acres)
View / Lot	Rural
Garage Type	Detached
Porch	Screened Porch
Porch Area	323 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	22-3-1
Street Address	98 MURRAY DR
City	CHESTER
State	NY
Zip	10918-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR3
Legal Description	LT 6 JEANETTE MURRAY SUB
Legal Subdivision	JEANETTE MURRAY
Legal Block	3
Legal Lot Number	1.000
Jurisdiction	ORANGE NY
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2014
Census Tract	14302

Owner

98 Murray Dr is owned and occupied by an individual who bought it in April 2012.

Source: Orange County and Chester Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	98 MURRAY DR, CHESTER, NY 10918-2408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2012 · Amount on File
Deed Sale	Apr 3, 2012 · Amount on File
Deed Book / Page	13322 / 901
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	98 MURRAY DR, CHESTER, NY 10918-2408
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059061
Date	Sep 10, 2025
Book Page	15782/1019
Instrument	20250059061

Lender

Name	MUNICIPAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2054

Tax Assessment & Valuation

Source: Orange County and Chester Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Chester Town
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$198,800 Land $47,000 Building $151,800	$544,200
2024	$12,854.00
2023		$198,800 Land $47,000 Building $151,800	$484,900 Land $114,639 Building $370,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Murray Dr in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	43 (1979–2023)
Claims Outside the SFHA	6 of 43
Most Recent Claim	Sep 2023 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Severe Storms And Flooding, Mar 2010 · 11 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Murray Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20