98 Mountain View Dr, Charlottesville, VA 22903 Property Records

Albemarle County property record for 98 Mountain View Dr, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,217 sqft · built 2004
Lot Size	3.15 acres (137,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Dec 2025)
Tax Bill	$5,082 (2026)
Deeds & Mortgages	Dec 2025 Sale Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`076N0-01-00-000N0`

Property Details

APN / Parcel Number

Primary APN	`076N0-01-00-000N0`
Alternative APN	`31642`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,217 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	137,214 sqft (3.15 acres)
View / Lot	Proximity to Airport
Garage Area	630 sqft

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Deck Area	Deck Area
Patio Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	98 MOUNTAIN VIEW DR
City	CHARLOTTESVILLE
State	VA
Zip	22903-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	SHERWOOD FARMS 1 LL-1
Legal Subdivision	SHERWOOD FARMS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	3
Census Block	3019
Census Tract	11202

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 MOUNTAIN VIEW DR, CHARLOTTESVILLE, VA 22903-9613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025 · Amount on Record
Deed Sale	Dec 8, 2025 · Amount on Record
Deed Document Number	202511562
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 8, 2025
Property Address	98 MOUNTAIN VIEW DR, CHARLOTTESVILLE, VA 22903-9613
Document Number	202500011562
Map Reference	DD 347 PG 50
Instrument Date	Nov 14, 2025
Instrument	202500011562
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$544.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	98 MOUNTAIN VIEW DR, CHARLOTTESVILLE, VA 22903-9613

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	98 MOUNTAIN VIEW DR, CHARLOTTESVILLE, VA 22903-9613
Document Number	0000009396
Book / Page	004947 / 000202
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Sep 22, 2017
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 MOUNTAIN VIEW DR CHARLOTTESVILLE VA 229039613, CHARLOTTESVILLE, VA 22903-9613

Mortgage

Document Number	0000009396
Date	Aug 16, 2017
Book Page	004947/000202
Instrument	9396

Lender

Name	STIFEL BK&TR
Type	Bank
Address	ST LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,082.00 (+4.55%)	$568,500 (+4.54%) Land $147,700 Building $420,800	$568,500 (+4.54%) Land $147,700 Building $420,800
2025	$4,861.00 (+31.52%)	$543,800 (+25.62%) Land $141,600 Building $402,200	$543,800 (+25.62%) Land $141,600 Building $402,200
2023	$3,696.00	$432,900 Land $108,900 Building $324,000	$432,900 Land $108,900 Building $324,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Brightspeed DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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