98 Mount Prospect Ave, Clifton, NJ 07013 Property Records

Passaic County and Clifton City property record for 98 Mount Prospect Ave, Clifton, NJ 07013

Property Summary

Property TypeSingle Family Home
Details828 sqft · built 1958
Lot Size0.057 acres (2,500 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (Aug 2021)
Tax Bill$7,514 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-00036-07-00008

Property Details

APN / Parcel Number

Primary APN02-00036-07-00008
Alternative APNs
  • 0200036000700008
  • 0200036700008

Interior

Stories1 Story
Building Area828 sqft Living Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialWood
Construction TypeFrame
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number0200036700008
Street Address98 MOUNT PROSPECT AVE
CityCLIFTON
StateNJ
Zip07013-1920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-B1
Legal Block36.7
Legal Lot Number8
JurisdictionPASSAIC NJ
Township / Civil DivisionCLIFTON
Census Block Group4
Census Block4014
Census Tract124500

Owner

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address98 MOUNT PROSPECT AVE, CLIFTON, NJ 07013-1920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 30, 2017Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2021 · Amount on Record
Deed SaleAug 30, 2021 · Amount on Record
Prior SaleNov 30, 2017 · Amount on Record
Deed Document Number202155289
Deed Book / Page4118 / 281
Record UpdatedSep 20, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateAug 30, 2021
Property Address98 MOUNT PROSPECT AVE, CLIFTON, NJ 07013-1920
Document Number0000055289
Book / PageD4118 / 281
Instrument DateAug 19, 2021
Instrument2021055289
Transaction TypeTransfer
Record UpdatedNov 3, 2025
Title CompanyTSG TITLE AGENCY INC, ATS TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,277.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address98 MOUNT PROSPECT AVE, CLIFTON, NJ 07013-1920

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 MOUNT PROSPECT AVE, CLIFTON, NJ 07013-1920

Mortgage

Document Number0000055290
DateAug 30, 2021
Instrument2021055290
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateNov 30, 2017
Property Address98 MOUNT PROSPECT AVE, CLIFTON, NJ 07013-1920
Document Number0000058095
Instrument DateNov 14, 2017
Instrument2017058095
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyPASSAIC VALLEY TITLE SVCS IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$227.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11 BARBADOS DR S, 11, TOMS RIVER, NJ 08757-4045

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 MOUNT PROSPECT AVE, CLIFTON, NJ 07013-1920

Mortgage

Document Number0000058096
DateNov 30, 2017
Instrument2017058096
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueDec 1, 2027

Tax Assessment & Valuation

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityClifton City
Unified School DistrictClifton City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$122,600 (-) Land $64,500 Building $58,100$122,600 (-) Land $64,500 Building $58,100
2025$7,514.00 (+3.24%)$122,600 (-) Land $64,500 Building $58,100$122,600 (-) Land $64,500 Building $58,100
2024$7,278.00 (+3.97%)
2023$122,600 Land $64,500 Building $58,100$122,600 Land $64,500 Building $58,100
2022$7,000.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1999–2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WATER COMMISSION
serves 310,483 people · EPA ID NJ1605002
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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