98 Morris Cres, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 98 Morris Cres, Buffalo, NY 14224

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 2006
Lot Size	0.203 acres (8,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Oct 2020)
Tax Bill	$4,908 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-4-905`

Property Details

APN / Parcel Number

Primary APN	`7-4-905`
Alternative APNs	`68001251400006005000` `146800 125.14-6-5`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	1,696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,840 sqft (0.203 acres)
Lot Dimensions	136 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7-4-905
Street Address	98 MORRIS CRES
City	BUFFALO
State	NY
Zip	14224-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Subdivision	EBENEZER LAND & C
Legal Block	6
Legal Lot Number	5.000
Jurisdiction	ERIE NY
Township / Civil Division	WEST SENECA
Census Block Group	2
Census Block	2003
Census Tract	11202

Owner

Source: Erie County and West Seneca Town records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 MORRIS CRES, BUFFALO, NY 14224-1614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORPORATION
Oct 19, 2020	Warranty Deed, Transfer · Conventional Mortgage HUNT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Oct 1, 2007 · Amount on Record
Deed Document Number	2020177705
Deed Book / Page	11368 / 33
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jun 22, 2026
Property Address	98 MORRIS CRES, BUFFALO, NY 14224-1614
Document Number	0000112431
Book / Page	11462 / 4084
Instrument Date	Jun 16, 2026
Instrument	2026112431
Transaction Type	Transfer
Record Updated	Jul 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174,932.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 MORRIS CRES, BUFFALO, NY 14224-1614

Mortgage

Date	Jun 22, 2026

Lender

Name	PREMIUM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Oct 19, 2020
Property Address	98 MORRIS CRES, BUFFALO, NY 14224-1614
Document Number	0113680033
Book / Page	11368 / 33
Instrument Date	Oct 14, 2020
Instrument	2020177705
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 MORRIS CRES, 98, WEST SENECA, NY 14224-1614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 MORRIS CRES, WEST SENECA, NY 14224-1614

Mortgage

Document Number	0013961832
Date	Oct 19, 2020
Instrument	13961/832

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	West Seneca Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,908.00 (-49.54%)	$102,500 (-) Land $14,500 Building $88,000	$427,100 (+4.17%) Land $60,419 Building $366,681
2024	$9,726.00 (+13.32%)	$102,500 (-) Land $14,500 Building $88,000	$410,000 (+4%) Land $58,000 Building $352,000
2023		$102,500 Land $14,500 Building $88,000	$394,231 Land $55,769 Building $338,462
2019	$8,583.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA WEST SENECA serves 23,557 people · EPA ID NY1404543
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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