Bergen County and Rutherford Borough property record for 98 Montross Ave, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 1,800 sqft · built 1925 |
| Lot Size | 0.106 acres (4,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,000 (Jun 2006) |
| Tax Bill | $14,496 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00086-0000-00024 |
| Primary APN | 56-00086-0000-00024 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,800 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,600 sqft (0.106 acres) |
| Lot Dimensions | 115 ft deep x 40 ft wide |
| Garage Type | Detached |
| Street Address | 98 MONTROSS AVE |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-1150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 40X115 |
| Legal Block | 86 |
| Legal Lot Number | 24 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 51100 |
98 Montross Ave is owned and occupied by an individual who bought it in June 2006.
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 MONTROSS AVE, RUTHERFORD, NJ 07070-1150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING |
| Jun 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2006 · Amount on File |
| Deed Sale | Jun 9, 2006 · Amount on File |
| Deed Book / Page | 9096 / 260 |
| Prior Transfer Date | Jun 2, 2006 |
| Prior Transfer Doc | 9096000260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 24, 2026 |
| Property Address | 98 MONTROSS AVE, RUTHERFORD, NJ 07070-1150 |
| Document Number | 0000058409 |
| Book / Page | 5881 / 1647 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202658409 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 98 MONTROSS AVE, RUTHERFORD, NJ 07070-1150 |
| Document Number | 0000058409, |
|---|---|
| Date | Aug 24, 2026 |
| Book Page | 5881/1647 |
| Instrument | 202658409 |
| Name | CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 25, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 98 MONTROSS AVE, RUTHERFORD, NJ 07070-1150 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047111288 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 4711/1288 |
| Instrument | 2022060725 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 98 Montross Ave was $14,496, up 2.5% from the year before.
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $453,000 (-) Land $251,900 Building $201,100 | $453,000 (-) Land $251,900 Building $201,100 | |
| 2025 | $14,496.00 (+2.53%) | $453,000 Land $251,900 Building $201,100 | $453,000 Land $251,900 Building $201,100 |
| 2024 | $14,138.00 | ||
| 2023 | $453,000 Land $251,900 Building $201,100 | $453,000 Land $251,900 Building $201,100 | |
| 2022 | $13,449.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Montross Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1992–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Montross Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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