98 Millard Dr, Franklin, OH 45005 Property Records

Warren County property record for 98 Millard Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1960
Lot Size	0.204 acres (8,722 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Sep 2026)
Tax Bill	$2,942 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-26-377-003-0`

Property Details

APN / Parcel Number

Primary APN	`04-26-377-003-0`
Alternative APNs	`0426377003` `426377003` `2103338`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,312 sqft
1st Floor Area	1,152 sqft
Family Room	Family Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	8,722 sqft (0.204 acres)
Lot Dimensions	98 ft deep x 89 ft wide
Garage Area	528 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2103338
Street Address	98 MILLARD DR
City	FRANKLIN
State	OH
Zip	45005-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAYNE CREST PARK 3 LOT 162
Legal Subdivision	LAYNE CREST PARK 3
Legal Block	338
Legal Lot Number	162
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3000
Census Tract	32502

Owner

98 Millard Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Warren County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 MILLARD DR, FRANKLIN, OH 45005-2024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE MORTGAGE INC
Sep 20, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 12, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Prior Sale	Sep 20, 2021 · Amount on File
Deed Document Number	202626251
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Sep 15, 2026
Property Address	98 MILLARD DR, FRANKLIN, OH 45005-2024
Document Number	0000026251
Instrument Date	Aug 31, 2026
Instrument	202626251
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,630.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	98 MILLARD DR, FRANKLIN, OH 45005-2024

Mortgage

Document Number	0000026252,
Date	Sep 15, 2026
Instrument	202626252

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Sep 20, 2021
Property Address	98 MILLARD DR, FRANKLIN, OH 45005-2024
Document Number	2021042568
Map Reference	MB 4 PG 167
Instrument Date	Sep 13, 2021
Instrument	2021-042568
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 MILLARD DR, FRANKLIN, OH 45005-2024

Mortgage

Document Number	2021042569
Date	Sep 20, 2021
Instrument	2021-042569

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	98 MILLARD DR, FRANKLIN, OH 45005-2024
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021025948
Date	Jun 4, 2021
Instrument	2021-025948

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	98 MILLARD DR, FRANKLIN, OH 45005-2024
Document Number	0000001514
Instrument Date	Jan 12, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	98 MILLARD DR FRANKLIN OH 450052024, FRANKLIN, OH 45005-2024

Mortgage

Document Number	0000001514
Date	Jan 17, 2019
Instrument	1514

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 98 Millard Dr was $2,942.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,942.00	$57,250 Land $15,750 Building $41,500	$163,570 Land $45,000 Building $118,570
2023	$2,376.00 (+9.44%) Homeowner's exemption	$42,774 (-) Land $9,685 Building $33,089
2022	$2,171.00 Homeowner's exemption	$42,774 Land $9,685 Building $33,089	$122,210 (-) Land $27,670 Building $94,540
2021			$122,210 Land $27,670 Building $94,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 98 Millard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 98 Millard Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: altafiber Network Solutions, T-Mobile, Verizon.

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