98 Middlesex Ave, Portland, CT 06480 Property Records

Portland Town property record for 98 Middlesex Ave, Portland, CT 06480

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 950 sqft · built 1955
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,900 (Feb 2025)
Tax Bill	$4,994 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PORT M:037 B:0022`

Property Details

APN / Parcel Number

Primary APN	`PORT M:037 B:0022`
Alternative APNs	`037 0022` `184400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	184400
Street Address	98 MIDDLESEX AVE
City	PORTLAND
State	CT
Zip	06480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	22
Jurisdiction	PORTLAND CT
Township / Civil Division	PORTLAND
Census Block Group	1
Census Block	1000
Census Tract	560200

Owner

Source: Portland Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 MIDDLESEX AVE, PORTLAND, CT 06480
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2025	Warranty Deed, Transfer · FHA Mortgage EMM LOANS LLC
Oct 27, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2025 · Amount on Record
Deed Sale	Feb 11, 2025 · Amount on Record
Prior Sale	Oct 27, 2020 · Amount on Record
Deed Document Number	2025123
Deed Book / Page	1121 / 129
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTLAND CT
Recording Date	Feb 11, 2025
Property Address	98 MIDDLESEX AVE, PORTLAND, CT 06480
Document Number	001121-129
Book / Page	1121 / 129
Instrument Date	Feb 7, 2025
Instrument	123
Transaction Type	Transfer
Record Updated	Mar 6, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000000124
Date	Feb 11, 2025
Instrument	124

Lender

Name	EMM LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTLAND CT
Recording Date	Oct 27, 2020
Property Address	98 MIDDLESEX AVE, PORTLAND, CT 06480
Document Number	1019-197
Book / Page	1019 / 197
Instrument Date	Oct 6, 2020
Instrument	2341
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 MIDDLETOWN AVE, EAST HAMPTON, CT 06424-2125

Mortgage

Document Number	2342
Date	Oct 27, 2020
Instrument	2342

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Portland Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Portland Town
Unified School District	Portland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,994.00	$141,470 (-) Land $46,270 Building $95,200	$99,029 Land $32,389 Building $66,640
2024	$4,994.00 (+2.93%)	$141,470 (-) Land $46,270 Building $95,200
2023	$4,852.00	$141,470 Land $46,270 Building $95,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DEPARTMENT serves 5,010 people · EPA ID CT1130011
Water Source	Purchased surface water from METROPOLITAN DISTRICT COMMISSION
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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