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98 Merrimac Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 98 Merrimac Dr, Flagler Beach, FL 32136

Property Summary

Property TypeCooperative Housing Block
Details2 ba · 960 sqft · built 1987
Lot Size0.101 acres (4,391 sqft)
Owner2 Individual Names on File
Tax Bill$2,753 (2025)
Deeds & MortgagesJun 2026 Mortgage
May 2020 Transfer
Flood ZoneZone X (moderate risk)
APN26-11-31-0420-00000-0980

Property Details

APN / Parcel Number

Primary APN26-11-31-0420-00000-0980

Interior

Full Baths2 Baths
Stories1 Story
Building Area960 sqft Living Area
Gross Area1,984 sqft
1st Floor Area960 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1997
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,391 sqft (0.101 acres)
DrivewayBrick Driveway
Driveway Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address98 MERRIMAC DR
CityFLAGLER BEACH
StateFL
Zip32136-2722
Property CategoryResidential
Property TypeResidential > Cooperative > Cooperative Housing Block
Legal DescriptionBEVERLY BEACH SURFSIDE ESTATES LOT 98 OR 513 PG 1842 OR 1075 PG 1355 OR 2038/537 OR 2441/ 1405-CD
Legal Range31E
Legal Township11S
Legal Section26
Legal SubdivisionBEVERLY BEACH SURFSIDE ESTATES
Legal Lot Number98
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group1
Census Block1009
Census Tract60303

Owner

Source: Flagler County records · APN 26-11-31-0420-00000-0980

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address163 WEST ST, DOUGLAS, MA 01516-2121
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2026Deed of Trust, Mortgage · Conventional Mortgage
CREDIT HUMAN FEDERAL CREDIT UNION
May 13, 2020Correction Deed
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateApr 30, 2011
Transfer Doc0020380537
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Recording DateJun 04, 2026
Property Address98 MERRIMAC DR, FLAGLER BEACH, FL 32136-2722
Document Number0000022434
Book / Page3059 / 1399
Instrument DateMay 21, 2026
Instrument202622434
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address15464 ROAD 138, PAULDING, OH 45879-9323

Mortgage

Document Number0000022434,
DateJun 04, 2026
Book Page3059/1399
Instrument202622434
Lender
NameCREDIT HUMAN FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 21, 2046
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

May 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionFLAGLER FL
Recording DateMay 13, 2020
Property Address98 MERRIMAC DR, FLAGLER BEACH, FL 32136-2722
Document Number0024411405
Book / Page002441 / 001405
Instrument DateApr 15, 2020
Instrument17889
Record UpdatedJun 18, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 S RIDGEWOOD AVE ORMOND BEACH FL 321746443, ORMOND BEACH, FL 32174-6443

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityBeverly Beach Town
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,753.00 (-12.49%)$182,065 (-3.67%) Land $85,000 Building $97,065$182,065 (-3.67%) Land $85,000 Building $97,065
2024$3,146.00 (-2.3%)
2023$3,220.00 (-2.66%)$189,001 (-1.8%) Land $85,000 Building $104,001$189,001 (-1.8%) Land $85,000 Building $104,001
2022$3,308.00$192,469 Land $85,000 Building $107,469$192,469 Land $85,000 Building $107,469

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), as of March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350603031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 202 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies416 units insured
incl. 214 condo units
Nearby Flood Claims288 (1987–2026)
Claims Outside the SFHA120 of 288
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Hurricane Nicole, Nov 2022 · 39 claims
  • Hurricane Irma, Sep 2017 · 79 claims
  • Hurricane Matthew, Oct 2016 · 47 claims

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Metronet Holdings.

Based on FCC filings for 303 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL2180863, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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